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Bank negligence, police involved

1246

Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    eschaton wrote: »
    Probably because there are a number of people on the forum with overactive imaginations.
    You realise your post #31 rather contradicts your post #32?

    I believe I've been around forums long enough to trust my own instincts rather than any "overactive imagination":p
    eschaton wrote: »
    I will say it's interesting that you are dealing with FOS when you are still dealing with the bank.
    Yes, "interesting", especially since FOS has no remit to "investigate" until the Bank has had full opportunity to consider any complaint.
    meer53 wrote: »
    How does the OP know that a fraud has been committed ?
    Clearly they don't know.
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Thanks for the insults.
    I don't believe they were intended for you! :D
    I'm still not convinced that dual signatory restrictions are still going about on children's account's in this day and age.
    I'm not convinced by this entire thread! ;)
  • 8i6daddy
    8i6daddy Posts: 89 Forumite
    I don't believe they were intended for you! :D


    I'm not convinced by this entire thread! ;)

    I'm not convinced either Moneyineptitude. It was this bit "Bank said no worries as we both had to be in branch to make any withdrawals. And as I live 250 miles away no problem." that threw me.

    Why on earth would anyone have this sort of arrangement setup if they lived 250 miles away?
  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    8i6daddy wrote: »
    I'm not convinced either Moneyineptitude. It was this bit "Bank said no worries as we both had to be in branch to make any withdrawals. And as I live 250 miles away no problem." that threw me.

    Why on earth would anyone have this sort of arrangement setup if they lived 250 miles away?

    No wonder the OP had to fly to the branch.
    Dropped phone and flew up to branch
  • 8i6daddy
    8i6daddy Posts: 89 Forumite
    No wonder the OP had to fly to the branch.

    Wish I could just drop my phone (at the replacement cost of around £800) and get a same day flight just like that too...

    Must be great having all this disposable cash lying around...:rotfl::rotfl:
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    It's still Easter holidays, innit.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    In this day and age it is unusual shall we say to have a child's account requiring two signatures for withdrawals.
    That is all I'm saying on the matter.
  • eschaton
    eschaton Posts: 2,163 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    colsten wrote: »
    It's still Easter holidays, innit.

    They should have a sub forum for trolls so that all posts can be kept together.

    That way all the pish can be kept in one place and they would have like minded (strange) people to talk to.
  • RG2015
    RG2015 Posts: 6,098 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    eschaton wrote: »
    They should have a sub forum for trolls so that all posts can be kept together.

    That way all the pish can be kept in one place and they would have like minded (strange) people to talk to.
    This is a strange thread but not caused by the OP, Lulumu.

    The responses from many of the MSE regulars have been rather unsympathetic and in some cases very hostile. I cannot see anything in Lulumu's posts that would warrant these responses.

    As to the original question, I have not had any experience of this issue. However, I would be inclined to follow the advice of the police as the bank may not have your best interests at heart.
  • Westie983
    Westie983 Posts: 5,215 Forumite
    Tenth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    In this day and age it is unusual shall we say to have a child's account requiring two signatures for withdrawals.
    That is all I'm saying on the matter.

    Agreed as new children accounts are more likely to opened in the childs name rather then the old way of trustee one and two re for child.

    That said there are going to still be accounts out there that were opened in this fashion, with both signatures needed to be seen for withdrawals.

    over time this will fade and probably wont be a issue for people as these accounts fade out as per passbook accounts, which are being phased out in some banks and building societies.

    Westie983
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
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