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20/20 Vision (repaying a debt to my home and myself)
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Sorry about the issue with your bossIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Hope today was a better day for youI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hope today was a better day for you
Yesterday was a good day. It's just the boss incident. I ignored the issue today and we were especially polite with each other the way you are when you have fallen out. It was okay. It will improve
I taught a good class this evening
I was invited to Glyndebourne for the day. Madam Butterfly no less. The tickets are hundreds of pounds so I have never been, but a posh friend of a friend gave my friend 2 tickets and she invited me. I can pretend to be posh for the day. Going to make up a hamper to picnic on and buy some fizz too as a thank you to my friend. I am really excited
Bad eating day. I have a lunch packed for tomorrow and will prep a smoothie tonight so I don't repeat rubbish eating tomorrow
I need to get back to frog eating. I am starting to slack off. So tomorrow I will arrange a window quote by the end of the day
Hope you had a good day readerIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
So glad you have a treat to look forward toMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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in_need_of_direction wrote: »So glad you have a treat to look forward toIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
All afternoon I had the feeling i was living my life the wrong way, that time was running out and I was wasting my life and time in a job that many people could do whilst I was not doing the things that only I could do. It was either a moment of clarity or a moment of madness I'm not sure which. The truth is I need to do something very different but what with the house and the new car I don't think I can cope with shaking my life up anymore right now...
Bought lots of YS salads, fruits and sandwiches. They were 90% off. The plan is to make a veggie/lentil soup and that's it for food for a few days. It will be nice not to do any cooking .
Last bank holiday I really wanted to go for a long walk somewhere beautiful. I love to walk and for years I've said I will join a walking club. Well, today I sent off the application form. :j Watch this space
I am feeling very unsettled right now but I will keep on keeping on without panicking and see what pans out
I hope you are all enjoying the sunshineIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
The walking club sounds like an excellent plan. Great way to discover some new places and people too.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0 -
Wow what a treat to see Madame Butterfly and what a lovely friend to haveFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
The walking club sounds great too, if only I could persuade DH then I'd be tempted to join one.
It's very important to do the things you want to while you still can. I'm aware that at 54 I need to get on and do some of the things on my bucket list.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Just popping in to say hello and well done. Our house feels similar, fundamentally sound but a bit low on TLC, although high on plans.
First real maintenance in years was to have the gutters cleaned from a doorstop caller (I NEVER deal with them, but I had just been saying the day before it really needed to be done, so he struck lucky) - he did a good job but said he had never seen anything quite as bunged up - 2 weeks later we have storm from hell and it all worked - go figure)
You're doing fine - and I wanted to write a message so I could keep up with your diary, and maybe kick start some action. I may have a bonus coming in which will be, well a bonus, and I hope I can stretch it to cover as much as you have. If it doesn't arrive well then I will have to work my budgets harder - becasue OH and I need to put some shine in our livesI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine0
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