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20/20 Vision (repaying a debt to my home and myself)

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  • doingitanyway
    doingitanyway Posts: 10,153 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    mark88man wrote: »
    Working out of non traditional spaces (home/office) is quite the thing these days. Planes, trains, automabiles, offee shops, hotel lobbies, etc I've done them all. Although not a library actually!! Must try harder
    Thanks Mark88, I am used to working in non traditional spaces too. The trick is to find a place to work in where you can work and not have to spend money on several coffees. I also don’t want to spend money on travel to get there. I got lucky at the library but it was not in the study area (small and crowded) I found a chair elsewhere in the library with a table. The only one! I doubt that luck will hold day in and day out.
    Next week I will be exploring other options :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 96,053 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad that the library worked out well for you :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lonelyrat
    lonelyrat Posts: 567 Forumite
    Fourth Anniversary 500 Posts Combo Breaker Photogenic
    Just shows looking better makes me feel better

    Very true! I far prefer spending money on things that I know will last that I do genuinely love/ feel confident in. I do sometimes get the odd bits and pieces in Primark but they always wear out really quickly. I'm sure I read about charity shops having to reject some clothes from the likes of Primark as the quality was too poor to sell on.

    Better to spend a bit more and know you have something you really like that will last you. I echo the people saying that it's more MSE that way. Also you waited till what you wanted was in the sale, so really very sensible.

    Some people can be very judgy when there's no need!

    Hope tomorrow goes well with the window work :o
    Total Debt : ?? / ??
  • doingitanyway
    doingitanyway Posts: 10,153 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    lonelyrat wrote: »
    Very true! I far prefer spending money on things that I know will last that I do genuinely love/ feel confident in. I do sometimes get the odd bits and pieces in Primark but they always wear out really quickly. I'm sure I read about charity shops having to reject some clothes from the likes of Primark as the quality was too poor to sell on.

    Better to spend a bit more and know you have something you really like that will last you. I echo the people saying that it's more MSE that way. Also you waited till what you wanted was in the sale, so really very sensible.

    Some people can be very judgy when there's no need!

    Hope tomorrow goes well with the window work :o
    Thanks lonelyrat. I know things have been tough for you lately so thanks for taking the time to post. I am feeling very nervy about the window work tomorrow but hopefully it will all go well and I can breathe out on Tuesday :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 96,053 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Positive window vibes for tomorrow :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,153 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Done
    Car moved up the street so the van can get onto the drive

    The room has been cleared

    All the bins are at the back of the house

    The blinds have been taken down and are awful so they will be taken to the recycling and dumped

    Tea and cow’s milk in for the workmen

    Loo cleaned and presentable

    Food prepped in the fridge so I don’t have to cook anything

    Checked funds are in place and prepared cheque

    Do
    Speak to a neighbour and ask if he can check windows before the workmen leave

    Take curtains down on patio doors so the fault can be fixed

    Take rescue remedy

    Burn a calming oil

    Use stress energy to clean the kitchen and bathroom with steam cleaner

    When workmen leave take a walk and return parcel

    When back from PO call a friend with a cup of tea and talk through the day
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Looks like a very sound plan to get you and the workmen through the day as stress free as possible
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • doingitanyway
    doingitanyway Posts: 10,153 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    beanielou wrote: »
    Positive window vibes for tomorrow :)
    mark88man wrote: »
    Looks like a very sound plan to get you and the workmen through the day as stress free as possible
    Thank you :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • System
    System Posts: 178,363 Community Admin
    10,000 Posts Photogenic Name Dropper
    Happy new window day DIA , sending you good vibes for a smooth job.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • greenbee
    greenbee Posts: 17,912 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope today goes well - just think, but this time next week you'll have tidied up, rearranged and have a whole new bit of the house that makes you feel happy :)

    I've had a chat with someone about doing a whole lot of small bits and pieces. There is a massive gap in the market for people to do odd jobs... Yes, I coulc do them all myself, but I don't have the time!
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