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I want to believe I can do this!

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  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    I need to raise £50-60 to see me through this month.
    Time to stop going anywhere near shops.
    Will leave bank card at home.
    Will stay in more and find things to sell.
    Started today and I have made £7 from 2 items so far.
    I am determined not to touch my savings this month.
    I have made £80 this month from babysitting.
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    I'm certain you can do it. You always do. You never give up. Keep going lovely xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • Keep going Pidge, you're doing great x
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Pay day has arrived and I have paid £150 off my overdraft which means there's £150 left!
    I was planning on paying £100 off but fortunately I have 3 babysitting jobs coming up this week.
    One more payment left on the 25th November and my £1000 overdraft will be a thing of the past!
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    What a great feeling to have gotten rid of your overdraft :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    I am 31 days away from being overdraft free!
    (Well, in one account...there is still a £750 overdraft to pay off my bills account!)
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    thats amazing news you should be very proud of yourself xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    Fantastic news and just in time! I think overdrafts are going to be expensive going forward so you've done the best thing. Plus your money is all yours to pay off as you wish. Great work Pidge xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • pidge04
    pidge04 Posts: 792 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    It will be two years in February since I started my diary. I had about £15,000 worth of debt and I was in a really bad way.

    Yesterday I paid off one of my overdrafts! It feels amazing! I paid off £1000 in a year.

    I also had £54 on a store card which I paid off today.

    Next I will tackle my other overdraft which is £750. I hope to pay that off in April 2020.

    My loan ends in August 2020.

    I need to get my credit card onto another 0% balance transfer.

    Selling things left, right and centre! I have some babysitting jobs booked in for December.

    Must be very frugal. I just want this debt gone and I am going to throw everything I can at it and get this job done!
    Store card £140 £117 - Store card £150 - Overdraft £200 - PayPal £364 - Loan 1 £5052 - Loan 2 £1733 - Credit card £2890 - Car hire purchase £3200 - Savings £0.
  • Well done

    Early indications show that 2020 is going to be your year
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