We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Aqua latest increase!

Dandytf
Dandytf Posts: 5,073 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 24 March 2018 at 11:00AM in Credit cards
My lucky week.
Since recently mentioning chrome increase of+500
Aqua letter today 1k to 2.1k limit increase.
The good times are certainly showing some signs of making a return-albeit slowly.
Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
«13456

Comments

  • Credit Card spending rarely leads to "good times" in my experience....
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Credit Card spending rarely leads to "good times" in my experience....

    Check my Sig-it hasn't always been good times.
    Though certainly much more stringent these days
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf wrote: »
    My lucky week.
    Since recently mentioning chrome increase of+500
    Aqua letter today 1k to 2.1k limit increase.
    The good times are certainly showing some signs of making a return-albeit slowly.

    The increases could be an indication that your general credit file is improving.

    Might be worth an application to a main stream lender,i did just that when my sub prime cards seriously increased my limits and was approved for Tesco credit card and Barclays.

    Not saying its gonna be the same but worth looking at.
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The increases could be an indication that your general credit file is improving.

    Might be worth an application to a main stream lender,i did just that when my sub prime cards seriously increased my limits and was approved for Tesco credit card and Barclays.

    Not saying its gonna be the same but worth looking at.

    Interesting though I'm a few years yet from mainstream cards.
    Personally I think Aqua rise is clear indication of my stupidily approaching 1K limit-though not going to be used again for 2018 at least.
    Though with more defaults dropping off 2018+2019 maybe mainstream could return from 2021 and later years.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Fast call to Aqua auto answer line
    Limit increase applied immediately rather than risk allowing upto 40 days as mentioned in todays letter.
    Funny as I resist temptation of IPhone upgrade.
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • A4445
    A4445 Posts: 1,103 Forumite
    Don’t upgrade your phone Aqua APR is awful :(
  • WillyWonga
    WillyWonga Posts: 324 Forumite
    Credit limits are the Devils way of getting into debt. Whats the point of having a £9000 limit Barclaycard at 20% apr. Anything higher than £2k should be a personal loan as cheaper OR it;s a low apr balance transfer rate. If you have a 35% Aqua card with a £2k balance be prepared to fork out loads in interest if cant realistically afford £500 month to clear off with minimal interest
  • Dandytf
    Dandytf Posts: 5,073 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Got slightly confused with iphone upgrade choices.
    Best deal to 'upgrade' Se to 8 is 0 u[pfront payment and 40:00 per month 30 months though this means I've be changing provider after a few years of exceptionally reliable service.
    I won't be using Aqua card at all I'll just consider +13 from SE to IPhone 8
    My error for earlier confusion-what was on my mind when I had posted this Aqua increase
    Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb
  • ywlgy
    ywlgy Posts: 146 Forumite
    Fourth Anniversary 100 Posts
    Good!
    Aqua also increased my limit from minimum 250 to 1k in Feb. Wish they give me another increase in May/June.
  • Guys, being told you have an offer of MINUS money is never something to celebrate.
    Warning: any unnecessary disclaimers appearing under my posts do not bear any connection with reality, either intended, accidental or otherwise. Your statutory rights are not affected.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603.1K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.