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Debt free living and looking to the future.

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  • Creeps in.

    Morning and sorry for the absent, life, health and money all seem to have got in the way. Have become very run down both physically and mentally and I needed to give myself a break and be kind to myself, but now I need to get back on the horse and take control again.
    CC has crept up again thanks to lots of things going wrong - car breakdown, household items breaking, vet bill for old poorly dog who we had to have put to sleep:( and other bits and pieces.
    But now its time to get it sorted and get back to debt freedom.

    DD had a fantastic prom and looked stunning, she also got fantastic results in her GCSEs and is now studying for her Alevels.
    DS is in final year for GCSEs unfortunately not as focused as his sister :mad:.

    So i'm back to meal planning, monthly budgets and frugaldom.
    Started this morning with a small sale of £6 on 3bay and have split it 4 ways between Mbna cc,christmas savings, holiday savings and dentist bill,Its not much but it is a start.

    Only place i'm going today is to drop DS at work later, Dh and DD are both also at work so quiet afternoon to get some baking done and the ironing. Beef stirfry for tea tonight and have taken a spatchcock chicken out of the freezer for tomorrow nights tea.

    Hope everyone reading is ok and I will try to catch up with diaries.
  • amber03
    amber03 Posts: 1,360 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    PWPS think we all go through a period like this. Sometimes you need a break from social media. Prioritise and as they say refocus. I often have a break, trying to cram everything in can be overwhelming. Good to see you back.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • I'm glad you were able to take the break and refresh yourself. Sounds like you had a lot of expenses all at once which is so so frustrating!


    Well done to DD on her results, hopefully DS will pull his socks up and focus at least on the things that matter most for whatever he wants to do next.
    It’s not worth doing something unless someone, somewhere, would much rather you weren’t doing it.
    Sir Terry Pratchett
    Find my diary here

    http://forums.moneysavingexpert.com/showthread.php?t=5135113
  • jwil
    jwil Posts: 22,025 Forumite
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    Nice to 'see' you again. Sorry about your dog :( Congrats to DD though :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • hugglemonster
    hugglemonster Posts: 1,245 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    So good to hear from you but sorry you've had some difficult times, good news on dd GCSE results I'm sure ds will pull through too.

    H x
  • Sun_Addict
    Sun_Addict Posts: 24,102 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great to hear from you again, I hope the break has done you good and given you chance to regroup. Sorry to hear about your dog. Good news re DD though.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Sun_Addict wrote: »
    Great to hear from you again, I hope the break has done you good and given you chance to regroup. Sorry to hear about your dog. Good news re DD though.

    From me too Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Afternoon, thanks to everyone that has popped by with their kind words it means a lot,not much has been done this morning as we have been glued to the rugby.

    So round up of the week -

    Work has been up and down, but its only 2 weeks until half term and can have a week winding down.

    Ebay and surveys have been ok, have redeemed a £5 M&S voucher from a survey site and sales this week on ebay have meant that I have been able to send £9 to each pot (holiday, Christmas, dentist and MBNA).

    Treated myself this week using gift vouchers, bought myself some new Jeggings from M&S used a 20% off voucher and a £10 giftcard so only cost me £2 in cash and then bought a lovely candle and some new coasters from Laura Ashley they had 30% off and I also had £13 on a giftcard so only cost me £1.80 in cash. Felt good to treat myself to something and it not cost much.

    DS has lost an evenings work as it is quiet, hopefully it will pick up again and he will get more hours.

    To do list -
    Ebay listings
    wrap ebay parcels
    make leek& potato soup.
    ironing
    washing
    hoover through downstairs.

    Have a good weekend.
  • hugglemonster
    hugglemonster Posts: 1,245 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Busy as always pwps! Glad you managed to treat yourself it feels so much nicer to use vouchers though.

    I hope ds work picks up soon.

    Enjoy the rest of the weekend, H x
  • Busy as always pwps! Glad you managed to treat yourself it feels so much nicer to use vouchers though.

    I hope ds work picks up soon.

    Enjoy the rest of the weekend, H x

    Thanks Huggle, hope everything is ok with you x
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