Should I wait for NTK given the signs were there?

tuckervennie

It looks like (unless I have missed something) that I do nothing now and just ignore anything that comes through regarding debt collection, etc. and that I should only act if I get a court claim through. Have I read this right?

nosferatu1001

Or a letter before action

Coupon-mad

tuckervennie wrote: »

It looks like (unless I have missed something) that I do nothing now and just ignore anything that comes through regarding debt collection, etc. and that I should only act if I get a court claim through. Have I read this right?

Yes, ignore the eejits and come back if you get a claim. We win 99% of them here.

tuckervennie

Got the letter now from Debt Recovery Plus. i think I am just ignoring right?

KeithP

That's right.

tuckervennie

Scary! I am much more relaxed about me, but my step-son has one too and he's not been passed that long. Don't want to jeopardise his driving experience before it gets going.

Umkomaas

tuckervennie wrote: »

Scary! I am much more relaxed about me, but my step-son has one too and he's not been passed that long. Don't want to jeopardise his driving experience before it gets going.

Get him to sort it out then by studying the NEWBIES FAQ sticky, post #1, to start with, then to open a thread of his own if he needs more help from the forum.

Knowing he's beaten a driving-related scam will surely enhance rather than jeopardise his driving experience.

Coupon-mad

DRP letters are far from 'scary'! Read the 4th post & links in the NEWBIES sticky!

tuckervennie

Ok Scary just scarier as he received what I think you have referred to as a 'Letter before action'. It just says 'claim form', has no actual letter. It just says in the top right hand corner 'In the county court business centre' and has a claim number underneath. The amount has risen now to £246.64 and that includes the amount claimed £111.64 + £60 contractual costs + £25 court fee and £50 legal representative's costs. The original ticket was £60 as I recall.

I am guessing I stop ignoring now and start responding to something? We have options to:

Do Nothing: Judgement may be entered against you without further notice, making it difficlut to get credit.
Respond within 14 days using the attached forms.
Send money including interest and costs to claimant
Ask for more time to pay
Admit to only part of the claim
Disagree with the claim
Make a counter-Claim

What next please?

Le_Kirk

You know what to do now, you've been pointed there before - the NEWBIE sticky but this time post # 2 because it seems like you have an official claim form from Northampton CCBC. If that is the case they would also have supplied you with log-on information for MCOL and a password. You need to log on to MCOL (using your Government Gateway account) and complete the AoS, which will buy you some more time to compile your defence. Post the ISSUE date from the claim form and KeithP will be along to give you your deadlines. Then start reading some of the 17 pre-written defence examples in post # 2 of the NEWBIES.