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Ev's new MFW challenge!

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  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Hi

    Good luck with da savings and good luck wiv the PGCE too....are you going to teach littlies or biggies? You must be v v brave:eek:
  • evab_2
    evab_2 Posts: 2,336 Forumite
    I'm already teaching biggies, doing 2nd year of course. Am an NVQ assessor mainly but teach once a week.

    Couldn't teach the teenagers!!!!! Would drive me barmy
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Ahhh....so you're not barking mad then:p....
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Hi all,

    Slowly plodding away, have been busy with assignments and dd birthday on Thursday (3 already!).

    Received a cheque today from a survey site for £21 so have added that to the mortgage pot, and change jar filling up nicely. I've also sold another book on Amazon.

    Going up in the attic in a while to really have a good tidy up and sort out some more things to put on ebay.

    I also might have some extra teaching hours coming my way, and they would be paid at a higher rate that currently getting as the sneaky people at college only pay me as part of my regular hours. So I could get £16+ unqualified pay but have prep time as well, then rising when I graduate in June. Fingers crossed

    Ev x
  • evab_2
    evab_2 Posts: 2,336 Forumite
    HI all,

    Still need to make £163.50 to meet this months target overpayment! not sure how I'm going to do it. After going through the attic, I haven't got much to sell as keeping all the baby stuff for the next one (eventually).

    Some pennies building up in some survey sites but nothing significant, I can only do one matched bet at a time as need the cashflow.

    Any ideas? Will have a better think tomorrow!

    Ev x
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    No ideas but good luck:money:
  • evab_2
    evab_2 Posts: 2,336 Forumite
    HI,

    Not going to make this months target as other expenses in the way (car) but never mind it's something

    Have some nice things over the next few months:

    mobile phone company messed up my number transfer so have given me 2 months free (£35 x 2) and cashback from the company I got the phone from (35) due soon.

    Matched betting started again, only a bit at a time but it all helps.

    Ev
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Hi

    Well done with the mobile phone savings...tough luck with the car. ...pesky things they're so expensive....:eek:
  • evab_2
    evab_2 Posts: 2,336 Forumite
    MOT on car but not too bad only cost me £50 for repairs and didn't need retesting. Tax due tomorrow.

    Then December is going to be tough, not sure if I'll be able to put anything aside.

    So probably new year new start! Both dh and i get a lump sum in March, his is a bonus mine is back pay from wage rise agreement at college which is always late. So some good things in the future.

    Matched betting profits currently at £31.17, just waiting for money to transfer then can do the next one.

    Ev x
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Hi everyone,

    OK just when I had the best laid plans it's all change in the B household!

    I found out this week that I'm pregnant, only a few weeks at the mo I'm due about August 9th. So that means the overpayments on the mortgage need to be reassessed.

    My budget is already tight so I need to save a bit to definitely pay the monthly payment, then I thought I'd try to pay by 185.22 to make a round £1000 a month! I still want to reduce the term in 20 months time so every little helps.

    I've got some definite extra teaching hours from Jan - Mar so that will help, not sure after that it depends on how I feel.

    Ev
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