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Ongoing Journey to being a Frugalista..

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  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    edited 14 December 2019 at 10:29PM
    Ooh so some small upsides since yesterday:

    - biggest was that because OH unexpectedly sat down to do his tax return before the deadline and its not too horrendous (although wouldn't it have been nice if it wasn't needed at all ;)) he will pay it off with a reduced pay packet for the rest of this tax year, meaning we dont have to find a big sum next month so its onwards with the paying down the first big CC :j :j
    - NSD today (whoop)
    - fab dinner from freezer - fish (grey mullet fillets so reasonably priced I recall) and various roast veg including sweet potatoes (my favourite) and green beans - all ready when we came home from a class this evening before watching the last David Attenborough - Seven Worlds - episode. Very proud of him (he's irreplaceable although not as important as those Northern Rhinos I agree :)) and of my city where this fab telly stuff is made:D

    Have a good evening all

    Brizzle x
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the CC.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • It is Lou. It’s great. Still on track as long as Xmas plays out as we want it to.

    Not much to report, plodding on ;)

    Hope everyone is having a good weekend

    X
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Plodding is always good :p
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • All sounding good on the Christmas countdown brizzle!:):)
    x
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Thanks all.

    Head down, work and to try and get ahead before Christmas starts. Lots of odds and ends though, need to start a list.


    Can’t believe Christmas is less than a week away....so totally unprepared....but in good news that does mean we aren’t spending!! :rotfl: few things to get still, but that’ll be a job for Sunday.

    Money is tight, but YNAB is working out well. Certainly feel more ahead of the curve than ever before. Household insurance paid for a lump sum, tax bill paid in full. Next terms accommodation bill paid, all chunky numbers, but all paid for from current account which is great.

    Hope everyone is ok

    Brizzle xx
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Making great progress!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Inspiring as ever with your determination and focus. Christmas will get done, it always does. In a week it’ll all be over :D

    Have a good one. Purps.
  • Sun_Addict
    Sun_Addict Posts: 24,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think all of us think we aren't prepared for Christmas but in reality we've done enough to get by. When you really think about it why do we need all this extra stuff just because it's Christmas.

    Brilliant that you managed to pay off the chunky bills in one go :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am sure you are doing better than you think! :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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