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Ongoing Journey to being a Frugalista..

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  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    edited 22 May 2019 at 11:06PM
    Busy busy week but all surviving. Science exam today was hard for DD2 but no time to pine, it’s onto the next. OH working crazy hard but we have next week off so that’s something to look forward to.

    Money wise waiting on being paid for solar panels.. thought it was due today but apparently not and also FL work. Am desperate to have it in hand and to update my spreadsheet!!! :rotfl: so wishing my life away effectively (emoji eye roll!)

    Have a good rest of your week

    Brizzle x
  • jwil
    jwil Posts: 22,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad all is ok, hope you get paid soon!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Thanks jwil. Now know when FiT money is coming, but feeelance money is stil a mystery :(. And it’s much needed.

    We did a money shuffle this week and really hammered down the main card debt again, although having looked at the outgoings I may have to dip into the emergency fund if the freelance money doesn’t come through soon which will be a pain. But the main thing is that there is an unrelenting pressure downwards and whilst I am wistfully looking at short trips away to the Med this summer I know I need to be strong and resist :rotfl: I am wondering about booking ahead for next year tho when we can go at any time and are not tied to school holidays ;) (and as a reward for reaching DF dom...)

    In MSE news OH did some fine scavenging on the way back from a cheeky drink with me last night.... well it was Friday...he spied bike tyres someone had put out for the trash and nabbed them. On closer inspection in the daylight it looks like he’s saved himself £60. Now that’s a result. Paid for our evening out and then some :)

    Looking forward to some time off. Lots of revision being done. But organic roast chicken and roasties this evening as that was the request of the exam girl...best get on and get it out of the oven :D

    Have a lovely weekend all

    Brizzle xxxx
  • beanielou
    beanielou Posts: 95,765 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I am going to disagree with you.
    Have a wee holiday in the med :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

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  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Bless you Beanie :) but think May next year would be good so thinking about that...will be much cheaper too.

    Dull weather today. Need to think about what to do...maybe more company accounts... :( but gotta be done....best eat that frog...

    Have a good Sunday all x
  • Seasidegal58
    Seasidegal58 Posts: 6,035 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sending positive vibes to the Exam Girl!:)

    And good work on the debt hammering - also hoping the FL and solar panel cash arrives soon!

    Well done OH on spotting the tyres! £60 is not to be sniffed at!

    Hope you managed to eat the frog brizzle!:D
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • greent
    greent Posts: 10,791 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done to OH on the tyre find :T

    I'd be inclined to go with no cheeky Med breaks this year - will be so worth it! :D
    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Thanks greent. Yes it was a bit of a passing phase, have now stored it in a wishlist on a Tui account and that’s feeling ok for now :) .

    I may think hard about booking for next May/June tho - will speak to the DDs. Just realised that DD2 will be doing a language GCSE then so may be too tough to know when to book. Maybe early July is best instead. Don’t think the hotels are open in April.

    A day off today so lots of chores. Bank account is looking barer than bare. OH is on strict instructions not to spend a single penny!!! But should be Ok as long as we don’t falter. And seriously this discipline of a depleted current account is such a great way of our changing our spending habits. As I have said before just wish we’d done it decades ago...

    Have a good day all

    Brizzle xx
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Thanks SSG - yes did swallow that frog and the accounts are now safely with the accountant who is looking at them next week. Go me!! It feels positively liberating :)
  • NoOneAround
    NoOneAround Posts: 1,843 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hi Mrs Brizzle :)
    Just popped in to say good luck for exams!

    NOA
    x
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
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