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Ongoing Journey to being a Frugalista..
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Enjoy your evening
xx I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
From personal experience HMRC are bringing in inexperienced external employees who are good at passing aptitude tests but nothing else. It's an accident waiting to happen.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Thanks ladies. Lovely time was had, evening went by far too quickly.
OH still building an I&EA unit for our study... maybe need to wrestle the drill off him.. I admire his diligence.. picked up immediately we got home
but honestly... it’s almost midnight!!!
The trip to IKEAL (as we say in Brizzle) was not cheap but it will transform where I do my work now... and I can’t always go audio only on what’s meant to be a video confidence call :rotfl:
There will be some bits to sell or F/C. Will sort that tomorrow.
I fluctuate about the tax situation Lou and SA- OH just paid it on Friday but still doesn’t know what spat out the different numbers, particularly as he’s PAYE with a smidge of additional earnings. The second letter he got didn’t even make it clear how he should pay HMRC. One does wonder..
Right best start trying to calm down my DIY hero... :rotfl:0 -
Hope the unit got built!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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HMRC are dire - I hate phoning them - if you CAN manage to get through of course!
Enjoy the rest of your weekend.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Room looks lush and F/C working well.
Final presents being sourced. Hope everyone is good xx0 -
Have finally sorted the bills that will need to pay before end of Jan. Felt a bit sick at having to part 'cash in' an ISA at a time like this, but oh well. At least it's there.
All good and have pretty much stopped buying presents which feels good.
Long weekend this week (long planned). Can't wait as have only just stopped working..new role is in danger of sucking me in big time, but there are real upsides, like, did I ever say
no commute :rotfl:
Have a Good Friday folks
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Happy Friday to you too.
Enjoy your long weekend:) xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Beanie. Hope alls good with you xx0
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I am plodding on.
Fell over the blooming cat this morning :eek: xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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