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Ongoing Journey to being a Frugalista..

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  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Thanks L :)

    Paid off huge proportion of one card today, all set to be shot of that within next 4 weeks :j, as well as pay tax, fund the kids fund and support DD1 at uni. Feeling pretty good today to be honest :T
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    brizzlegirl wrote: »
    Thanks L :)

    Paid off huge proportion of one card today, all set to be shot of that within next 4 weeks :j, as well as pay tax, fund the kids fund and support DD1 at uni. Feeling pretty good today to be honest :T


    So you should be:D:T:T:T:T
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    brizzlegirl wrote: »
    Thanks L :)

    Paid off huge proportion of one card today, all set to be shot of that within next 4 weeks :j, as well as pay tax, fund the kids fund and support DD1 at uni. Feeling pretty good today to be honest :T

    And so you should, that's fantastic news :j:j
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Thanks :D

    Couldn’t do this without all your lovely support!!! :kiss:
  • Sun_Addict
    Sun_Addict Posts: 24,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Brilliant :j
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You are doing amazingly well. Have a good weekend :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Hi all

    RL proving to be seriously busy. But it’s a job I enjoy and it more than pays the bills, so I am very fortunate.

    More money put against the tax bill, which I will pay in full early next week and some more against the first CC which will be paid off in full by middle of next month. Can’t wait. Lodger money and maintaining this grip on the finances through hourly (well several times a day on YNAB) is definitely yielding results. Our credit reports are good or very good now which also shows we are turning a corner.

    So MBNA gone next month and hopefully the BC in April. I’ll take that. Then just 2 more to go, although one of these is for a large amount I’ll admit. We are also funding an ISA for the kids uni/house deposit etc which whilst massively depleted last year is going back up again. We also had some necessary house repair items which we also managed to absorb.

    So off to do some work now but quite buoyed up, we are really making this debt bashing a habit now. And no longer sure I’d like to live any other way...

    Brizzle x
  • brizzlegirl
    brizzlegirl Posts: 1,260 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    edited 25 January 2020 at 6:16PM
    Paid tax bill just cos....well you know. Might as well.

    Going out for a friends' Burns' night. Will be lovely and am reusing tartan items we already have, recycling a present and taking a bottle of £17 Aldi whiskey that has been recommended by a friend who we often share whiskey tips with :) so quite bargainous. DD2 is working a catering shift and DD1 is studying...well I think she is...she's also messaging the family quite a bit so maybe not ;)

    Will try and drop by some diaries tomorrow. Hope everyone's good xx
  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Hope you have a great night :D
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    OOOh what's the name of the whisky? Can 't stand the stuff myself but OH likes it.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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