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Ongoing Journey to being a Frugalista..
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Definitely. I really want the days to start being light for longer. The chickens all need the rain to stop. It’s like a First World War battlefield in their run
one of them looks miserable most of the time and I don’t blame her!
Travelling through Gloucestershire a lot at the moment greent and so think of you!! Hope alls ok with you
Money will be super tight for next 2 weeks, but the target of paying off an entire CC in mid Feb is well within reach. Can’t wait, may even do a countdown chart..with felt tip blocks to block out and everything
Have a good day all
X3 -
Wow! You are doing so well brizzle! A great start to 2020! Glad that the lodger is working out too.
The Burns Night sounded great fun. The Scotch was an excellent buy!
XFinally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
brizzlegirl wrote: »
Travelling through Gloucestershire a lot at the moment greent and so think of you!!
Ahh - I'm about 2miles from J12
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £204 -
Hello all
just checking out the new forum as have an email inbox stuffed full of notifications.....how do I switch that off? Am sure there will be benefits with the new layout but at the moment until I have time to orientate myself am wanting the old one back!!!Hope everyone has a good weekend. It’s sunny here which I love
brizzle x4 -
Think I’ve found it. Is the wall term meaning a thread?3
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Uuuurgh not liking this new layout so far!brizzlegirl said:Think I’ve found it. Is the wall term meaning a thread?Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat' 
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Yep, have to agree, not enough 'how to's to describe and assist with the changes imo...
But in my DFW update, its all good here. So a drum roll please ....one card, the b*oody MBNA has gone, gone, gone 
. At its worst it had over £18k on it - feel sick even writing that number tbh. But its gone. And won't be used again and the next one (a BC) is well within reach. That BC total will disappear either next month or maybe April as we have some more uni stuff to pay and a UK holiday I booked last year that we forgot about (eye roll)
So onto holidays...along with food my big downfall expenses wise. OH has been making me hold off as he didn't want to do anything until we were DF (nice but just not feasible (I was telling him this since November and he has only just given in thats how far on board he is, its simply amazing)) but eventually this week we did put down a deposit on our summer holiday so thats nice. Most of it is flexible so we can cut costs but there was one site we needed to book and now thats done I feel pretty enthusiastic about it all and I think secretly he does too. I know we are not out of debt yet but we will be going on holiday somehow for precious family time so thats good to have sorted. Now just need to sort tunnel/ferry. The closer you get the more expensive it is so would be good to sort this month.
Hope everyone is good and those with smalls and/or working in education get some well deserved down time
Laters (from a very happy Brizzle ) 7 -
So so so chuffed for you dear Brizzled
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
& Happy happy holidays :grin I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Woo Hoo!! Well done Mr & Mrs Brizzle
Save £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.752
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