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The long haul supporters thread...

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  • antonic
    antonic Posts: 1,978 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    As a satisfied customer of Payplan I have to defend them by saying that when you log into your account it does quite clearly state that interest is NOT included and to contact them if the APR is excessive.

    In my case the interest that HBOS added extended my plan by 6 months.

    Now I wasnt happy with this BUT I accepted it as I was paying for 7 years anyway and so wasnt bothered by the extra 6 months.
  • andrar
    andrar Posts: 272 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    antonic wrote: »
    As a satisfied customer of Payplan I have to defend them by saying that when you log into your account it does quite clearly state that interest is NOT included and to contact them if the APR is excessive.

    In my case the interest that HBOS added extended my plan by 6 months.

    Now I wasnt happy with this BUT I accepted it as I was paying for 7 years anyway and so wasnt bothered by the extra 6 months.

    I haven't got anything against payplan and I'm not having a go but I just didn't realise - and it wasn't a nice surprise for me!

    I'm just using the forum to vent my frustrations at finding out about this as its a long old journey we're all on and sometimes I just need a reminder that I'm not the only one and support is out there when I'm feeling low. An extra 3 months does bother me.
  • antonic
    antonic Posts: 1,978 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    andrar wrote: »
    I haven't got anything against payplan and I'm not having a go but I just didn't realise - and it wasn't a nice surprise for me!

    I'm just using the forum to vent my frustrations at finding out about this as its a long old journey we're all on and sometimes I just need a reminder that I'm not the only one and support is out there when I'm feeling low. An extra 3 months does bother me.

    Not a problem !

    Vent away becase it will make you feel better even if you cant do anything about it !
  • andrar
    andrar Posts: 272 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    antonic wrote: »
    Not a problem !

    Vent away becase it will make you feel better even if you cant do anything about it !

    I will thanks - and hopefully i'll get some support rather than made to feel like i'm an idiot for not realising this.
  • andrar wrote: »
    I will thanks - and hopefully i'll get some support rather than made to feel like i'm an idiot for not realising this.


    You will definitely need to get yourself a thicker skin if you're planning to hang around.

    Good luck on your journey.
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • andrar
    andrar Posts: 272 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    You will definitely need to get yourself a thicker skin if you're planning to hang around.

    Good luck on your journey.

    Nice - Thanks
  • No problem.
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • Can I hop on board please? Realistically speaking my DFD is July 2018 and that doesn't include the mortgage _pale_ I have a habit of losing willpower and wandering off so I'm trying to post as much as possible so I stay focussed!
    [STRIKE]DFD 22/7/14[/STRIKE]:o:cry:
    OD £1200 ~ CC1 £1875 ~ CC2 £1275 ~ Tesco £4757 ~ Creation £235 ~ FIL £25750
    DEBT @ 28/03/2018 = £35092
  • Sorry to see that andrar - please ignore the negative comments, from negative people.

    Thicker skin?? I'll carry on being a wimp if thats all the same :)

    It is a shame that youve just found out about the interest, but your determination will get u there.
    Still here..... but working on that!
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Good to see positive posts re: debt free dates - 2016/17 will come around before we know it:o
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