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The long haul supporters thread...

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  • Hi not posted in a while hope everyone is well, sorry your feeling deflated parsnip chin up :) things will get better... xx ISOM go easy i hope the bloods are nothing serious and it is just a case of you been busy :) this weather is dull but we have had some nice days so cant complain :D xx hope i see more regulars soon xx i have been absent for some time xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • jwil
    jwil Posts: 22,061 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Everyone

    I hope you are all doing well. I had a bit (major) wobbly moment today, but I'm blaming it on hormones. I'm just sick of struggling and fighting to stay afloat. No doubt I will be back too my usual bolshy fighting self tomorrow, but today I'm going to wallow in being fed up.

    Tomorrow I will re-look at my budget and see how I can get rid of this devil of a debt as soon as possible.

    Sorry to be grumpy.

    P x

    It must be something in the air parsniphead because I'm feeling exactly the same today.

    Hope you are feeling better now!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,061 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi not posted in a while hope everyone is well, sorry your feeling deflated parsnip chin up :) things will get better... xx ISOM go easy i hope the bloods are nothing serious and it is just a case of you been busy :) this weather is dull but we have had some nice days so cant complain :D xx hope i see more regulars soon xx i have been absent for some time xx

    Happy! Haven't seen you for ages, how are you?
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,061 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry been so remiss! Been busy with work and feeling exhausted so have had bloods done to see if physical reason...think Ive probably been overdoing it a bit as have been out and about and need to get a bit more me time balance into the equation. Feeling better about money and really want to get rid of my od and start with the cards before interest kicks in next year! Problem with 0% is it lulls you into a false sence of security! So back on the wagon i am. ive pleanty of crafty projects on the go so no need to shop! Main areas at the moment are sandwiches for work so going to try and be organised! Also get back to more batch cooking etc...
    How are your nsd's going suze?

    Hope you are feeling better now ISOM, I'm sorry I completely forgot about the NSD's and probably have not had any :o

    I need to get organised with lunches again, I've gotten back into the habit of buying lunch every day.

    Hope you manage to get some you time and get the life balances all sorted out.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Jwill lovely to see you, i am well thank you took some time out from looking at numbers still over paying but not focusing on numbers it can become very well money :) how are you love xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hello

    I have managed a few NSDs :J but then others days arent great. Still doing ok though. Hope others are feeling more motivated soon.
    :j
    May 2013 new beginnings:j
  • jwil
    jwil Posts: 22,061 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Jwill lovely to see you, i am well thank you took some time out from looking at numbers still over paying but not focusing on numbers it can become very well money :) how are you love xx

    Sometimes a break is needed, it can be quite draining looking at the figures all the time.

    I'm good thanks! Plodding on :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • psychopathbabble
    psychopathbabble Posts: 5,888 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi not posted in a while hope everyone is well, sorry your feeling deflated parsnip chin up :) things will get better... xx ISOM go easy i hope the bloods are nothing serious and it is just a case of you been busy :) this weather is dull but we have had some nice days so cant complain :D xx hope i see more regulars soon xx i have been absent for some time xx

    Hiya Happy :j Been a while... hope your ok x
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Im ok...was just worried that the tiredness was abive normal. Im doing ok though! Doing better at lunches but a way to go still but going in the right direction. Can totally understand wearness of debt amd have been feeling like that for a while but got to the cant be bothered stage..ie plodding. Need to get back into a routine with it and adjust to changes in life style over the last couple of years...mum living here, drop in salary etc...Ill get there and in theory it should all be gone in 4 years when my loand finish as will be able to pay cc's off in under 6 months with the money that releases but want to get shot of as much as I can now while on 0%...
    Anyway just thinking alout! Happy hows the work going? Been alot of people awaol of late but think summer can be like that as more likely to be out and about plus in winter think emotionally people struggle more due to darkness, weather etc...
    hang in there folks! We will get there one day!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • :o I've been AWOL recently but am being good'ish. I seem to have had loads of extra money into the house this month ( well about £200 which is loads to me :D) but have managed to pay off £128.36 extra over and above my snowball. The rest of it has gone on socialising but hey we enjoyed it loads. On track with my 100 day challenge so am happy with that too.

    I can totally sympathise with folks getting down because of the constant struggle of paying off debt because I get into some humdinger low moods due to it but I have found that coming back onto here really really helps me clear my mind and see the fact that what I am doing is the right way for me and my family. I hope everyone is cheery again :D.
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
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