The long haul supporters thread...

Happytogetdebtfree

Gosh burn it don't look at it :-/

stevieb1

Happytogetdebtfree wrote: »

Gosh burn it don't look at it :-/

in a way its a reminder of how i got to where i am today.
i have been in worse situations, but have managed to work out of them, but this one i cant see a way out of at the moment

15 years ago this month i lost my first house and ended up over 250k in debt to boot. i vowed to get out of the mess then and never end up back to where i was .. depressingly its knocking on the door again *sigh*

climbintheladderouttadebt

Hi,
I'd love to join the thread as a long hauler? Sorry I haven't read through all the posts, yet, have been reading all sorts on here all day and 170 pages is a bit daunting tonight!

Would be nice to chat with other long haulers, though. I am due, if I'm lucky, to be debt-free by early to mid 2013. I've had some successes reclaiming credit card charges, not so much with bank charges, and am not undertaking the mammoth task of attending to my credit report. With so many inaccuracies etc I feel like it may well take me 3 years just to sort that lot out! :S

stevieb1

climbintheladderouttadebt wrote: »

Hi,
I'd love to join the thread as a long hauler? Sorry I haven't read through all the posts, yet, have been reading all sorts on here all day and 170 pages is a bit daunting tonight!

Would be nice to chat with other long haulers, though. I am due, if I'm lucky, to be debt-free by early to mid 2013. I've had some successes reclaiming credit card charges, not so much with bank charges, and am not undertaking the mammoth task of attending to my credit report. With so many inaccuracies etc I feel like it may well take me 3 years just to sort that lot out! :S

hello climbintheladderouttadebt

welcome from one newbie to another
good luck with the credit report i stopped looking at mine a few months back i decided it looked rather pretty with all the red dots
lol

Happytogetdebtfree

Holaaa ahhh stevieb forget the numbers we are on crunching patrol lets see what he unenforcability brings about .... hiii climbintheladder of course you can join tell us a little of yourself x

scoobylicious

Hi everyone welcome climbintheladderouttadebt :hello:
Wow what alot's happened in the couple of days I've been awol
That would be amazing if you could be rid of a whole load of debt stevieb :j
I'm feeling a bit more positive at the moment as just been offered a 3.9% transfer for 6 months on about £9k of debt which would make a massive difference to what I actually pay off and adds to £6k @0% I got from RBS :j Need to do a new snowball I think grrrr Think my totals will have gone up instead of down this month because of transfer fees which is a bit depressing, but at least they should go down quicker over the next 6-12 months Also means I won't be tearing my hair out over the summer about meeting repayments as I get hardly any work
Hope everyone's having a good week so far!
Hope you're managing to enjoy your enforced holiday happy & yeh I know what you mean about sleeping this weather, my little house is like a sauna xx

jwil

Happytogetdebtfree wrote: »

Jwill you made me giggle i looked at mortgage saw number and u/s and thought oooh what countries exhchange is that then I realised after a few mins it was un secured lol doh at me!

:rotfl:I did wonder if that was going to confuse people, it was too long to fit on the line! :rotfl:

jwil

scoobylicious wrote: »

Forgot to say I've taken over a year off my original df day :j:j:j still bl@@dy ages away but fab nonetheless

Well done that's great! :j

jwil

climbintheladderouttadebt wrote: »

Hi,
I'd love to join the thread as a long hauler? Sorry I haven't read through all the posts, yet, have been reading all sorts on here all day and 170 pages is a bit daunting tonight!

Would be nice to chat with other long haulers, though. I am due, if I'm lucky, to be debt-free by early to mid 2013. I've had some successes reclaiming credit card charges, not so much with bank charges, and am not undertaking the mammoth task of attending to my credit report. With so many inaccuracies etc I feel like it may well take me 3 years just to sort that lot out! :S

Welcome to the thread!

scoobylicious

Thanks jwil Am really pleased as due to lots of tedious phoning around for balance transfers I'm fairly sure I'll have brought my dfd forward again. Depressing though as have added to my totals in transfer fees so they've gone up again instead of down Still at least they should go down quicker from now on as I can concentrate on more expensive debts....must remember to take the long view
Hope your back's ok happy xx