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The long haul supporters thread...
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Mmmmmm hob nobs. That's ok frugal I'm glad your excited I'm wxcited too if your making hob nobs x xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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I am facing a bit of a dilema at the moment. My little boy turns 2 soon and he really needs to start going to some kind of nursery. He NEEDS it! And i know he would love it. He is such an active, intellegent little boy and he needs more than just being looking after by me, my hubby and my parents. He needs to be around other children now. Everyone keeps telling me this ........ but .......... i just don't see how we can afford it! Hubby works full time, i work 3 days a week and am not able to increase my hours. (me and hubby work opposite days to each other to avoid paying childcare)
I recently got a pay rise and am planning to pay the CCCS a bit more next month and am SO desperate to get ours debts paid off now, to put my little boy into a nursery would mean we have to lower our CCCS payment.
Wouldn;t you be able to claim some of the cost of nursery back through tax crredits ? I think you can claim 80% back, but check on www.entitledto.co.uk to make sure. Then when hes 3 some of the time would be "paid" for anyway.Sealed pot challenge 822
Jan - £176.66 :j0 -
Well done Spirit & welcome abroad Frugalchic.Pay £7,500 in 2011 paid £29,325 No 43 OP £21,825
Olympic 78= £20,000 paid £35,708 over paid £15,708
Mortgage over payment £1996/£1497 paid in 2011
sealed pot 4 number 845
Weight Loss 29lbs/13lbs0 -
Welcome frugalchic :hello:
Eugh long day today, left house at 8am & got back about an hour agobut thinking of the money though lol
although I was v bad-I found the Urban Decay make up section rather irresistable in Boots :mad:
:eek:CCs[STRIKE] £46287.82[/STRIKE] £40071.74 13% DFD Feb17nowNov[STRIKE]16[/STRIKE]15ODsRBS £425, A/L £2500
LBM March2010 Good bits...Boots£97.78 Tesco£30.50 Nectar£62.06 JL£105 PADs £447.90
dfw longhauler#220 DebtFree by Olympics#91 £6215.28/22000 28.2% £10k in 2010#125 £6215.28/£10k 62.1% :A0 -
Haha morning scooobs I didn't know boots was open at that time :-) I had a bad spends day but it's done and I don't think Incan return my haircut :-/ lol hope to see you at a godly hour xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Frugalchic (232) welcome
Good to see people chatting
Hope the nursery dilemma is sorted. Could family etc not take him to mother and toddler groups so he gets his interaction that way?
Feeling bleugh...have upped my tabs and think theyre making me drowsey!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0 -
ah no isom hope you are ok xxxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Hey Happy! Oh how fab it would be if Boots was open til midnight
hmm on reflection maybe that would be a bad idea lol
I went there in the break between the rehearsal & concert-never grown out of playing with their makeup no matter I how much of it I own :rotfl:
Had a nice day today with some extra teaching for exam pupils. Spent too long doing it as usual but they're really nice so I enjoy it & I also got paid extra by both parents & got given nice tea & coffee toocould think of worse ways to earn money! Went to my parents' house this eve as well as my brother & his girlfriend & had a nice time with my dog providing the entertainment
Hope you're feeling alright isom-could you try different tabs?:eek:CCs[STRIKE] £46287.82[/STRIKE] £40071.74 13% DFD Feb17nowNov[STRIKE]16[/STRIKE]15ODsRBS £425, A/L £2500
LBM March2010 Good bits...Boots£97.78 Tesco£30.50 Nectar£62.06 JL£105 PADs £447.90
dfw longhauler#220 DebtFree by Olympics#91 £6215.28/22000 28.2% £10k in 2010#125 £6215.28/£10k 62.1% :A0 -
Hello all, it's quiet in these realms :-) come out come out. Glad you earned some extra :-) every little helps :-) Looks a dismal day! Hope all is well in the land of tek and talisker and nicca and babyplum and anyone else I've forgot post soon xxxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Yes where is everyone?! Niccccca.............Taliiiiiisker.............anyone out there...?????!!!!!!!!!!! :rotfl:
Lovely day here today happy, although another run in with same head of music today :mad::eek:CCs[STRIKE] £46287.82[/STRIKE] £40071.74 13% DFD Feb17nowNov[STRIKE]16[/STRIKE]15ODsRBS £425, A/L £2500
LBM March2010 Good bits...Boots£97.78 Tesco£30.50 Nectar£62.06 JL£105 PADs £447.90
dfw longhauler#220 DebtFree by Olympics#91 £6215.28/22000 28.2% £10k in 2010#125 £6215.28/£10k 62.1% :A0
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