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The long haul supporters thread...
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Congrats Clarab :j Greetings to everybody :beer::eek:CCs[STRIKE] £46287.82[/STRIKE] £40071.74 13% DFD Feb17nowNov[STRIKE]16[/STRIKE]15
ODsRBS £425, A/L £2500
LBM March2010 Good bits...Boots£97.78 Tesco£30.50 Nectar£62.06 JL£105 PADs £447.90
dfw longhauler#220 DebtFree by Olympics#91 £6215.28/22000 28.2% £10k in 2010#125 £6215.28/£10k 62.1% :A0 -
Hello everyone, it has been a long time since I last posted, but the dub household is still hanging on, albeit by our fingertips most of the time. We are ok, both working and able to feed ourselves each month. We are still paying off the debt, my DMP payments have increased and the length of time to being debt free has gone down to 17years (from about 40 odd!!), as the payment has increased somewhat. Thats all great news, however beloved has finally had his lightbulb moment (slow burning) regarding his credit cards debt and is now wondering what the best way is to pay off these. We are unsure whether to just try to pay off as much as possible each month, or think about him going down the dmp route. Is there anyway of getting the interest frozen if you are not on a dmp? I would be grateful for any suggestions x0
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Clarab,
well done all your hard work is worth it. Think about how low your figure will be in 12 months time.
Brill:j:beer::TPay £7,500 in 2011 paid £29,325 No 43 OP £21,825
Olympic 78= £20,000 paid £35,708 over paid £15,708
Mortgage over payment £1996/£1497 paid in 2011
sealed pot 4 number 845
Weight Loss 29lbs/13lbs0 -
Hi Dubgirl, no harm in ringing the cc companies up and seeing if they will freeze the interest but I think they will only do it if you are on a dmp. Any chance you can shuffle so they are LOB or a lower interest rate?
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Being dull happy and still dont get whet you meant lol! Have got a lurgy so brain slower that its normal slow...
That FAB clarb...hopefully you will join jacks as the no 2 DF on here! I'm a long way off!
Dubgirl can oh ring one of the free debt agencies for advice that way HE is taking responsibility/action for the task in hand rather than you? Just a thought...
quiet day for me as feeling poorly...managed shop so have meds, crap food and lucozaide!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0 -
Hi All
Please can I join - I will be here for many many moons.... :-( Looking at 2014 to be free again!
I will post properly later when I have more time but wanted to ask now or I never will!
Thanks guys, enjoy the sun if you have it xx0 -
hi lol ISOM a x means kiss lol like a friendly gesture but i was over typing and probably was too lazy to correct the xml hehe xxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Greetings to newbies! :T
Feeling a bit better happy? x:eek:CCs[STRIKE] £46287.82[/STRIKE] £40071.74 13% DFD Feb17nowNov[STRIKE]16[/STRIKE]15 ODsRBS £425, A/L £2500
LBM March2010 Good bits...Boots£97.78 Tesco£30.50 Nectar£62.06 JL£105 PADs £447.90
dfw longhauler#220 DebtFree by Olympics#91 £6215.28/22000 28.2% £10k in 2010#125 £6215.28/£10k 62.1% :A0 -
Hi all not been on for a while,touch wood things seem to be picking up!! Last payment for one of our loans Monday so that's an extra £138 to throw at our CC debts:j!! Hope everyone is OK!! Not much else to say at the mo except keep chipping away,we will all get there sooner or later!!DEBT AT LBM(1/7/07)-£35,052.19 DEBT (31/08/10) Average amount paid off P.M. £67.96 Paid off so far £2582.68(7.3%) Target to pay off in 2010 £2,340.14/£3,600 LH Supporter(165) DFD September 2110:eek:0
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Mrs_Tradition (224)
Welcome! 2014 isnt too bad but Im sure feels a looong time! Introduce yourselves when you feel ok to!
Ahh I get it happy! Thanks
Are you feeling a bit better? Sometimes it just gets a bit much for all of us and thats why I set ths thread up...long haul is unique in that may people dont understand the implications of long term debt so feel free to vent here!
Still ikky here and will go to out of hours dr tomorrow as pretty sure I have a throat infection
Slept 4 hrs this afternoon! Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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