The long haul supporters thread...

sunnydais

Happytogetdebtfree wrote: »

hi sunny welcome aboard xx tell us abit about yourself x

Hi Happy
single Mom kids are 20 and 21 one a full time student at home the other just moved down to London
working two jobs seven days a week to keep up with debts but things imploded and I have been forced onto debt management to cope...just hope the creditors accept the DMP
Bank of Scotland, Barclaycard, Capitol One, A+L, a couple of payday advance firms argh Orange via Westminster and Littlewoods what a list !! _pale_ that doesn't include secured stuff that I have to keep up with:eek:

Happytogetdebtfree

relax post an soa lets see if we can cut back anywhere else make secured things the priority i arent on a dmp so i dont know how they work but you have found this place and we can all get each other through this x

impetus

Hi Susie,

I have realised that there are lots of people in the same boat. Payplan claim to help 100,000 people a year, I guess CCCS must be more? That is a lot of people coping with debt once they have had the LBM

How many more out there are still sticking their heads in the sand? Good luck and I have just turned 50 so it does look frightening and I have also had the "dark thoughts" but having been on here a while it seems that most of the problems are surmountable. A problem shared and all that. All the best!:T

Susie54 wrote: »

Here goes :beer: in case anyone gets bored!
I am in my mid fifties with 3 wonderful daughters and 3 beautiful grandaughters (5,2 & 10 months) and a lovely man at my side. Shame on me but he doesn't know the extent of my money worries - I am the one who has been hiding unopened statements and living with my head in the sand. Last night, no idea why but I realised I had to get to grips with things.

I seperated in 2000 and had to survive on nowt which is where it all started, cc's etc. Met my man in 2002 and moved in with him in 2004. Had a responsible job as a Practice Nurse in a gp surgery which I loved but was forced to resign in 2006 when I developed epilespy from brain tumour surgery in the 80's. Depression kept me hidden for a year. Determined not to let illness get the better of me, I bought a secondhand lappy off ebay, taught myself basic IT & business skills and built myself an online, fairtrade retail website. For a while it looked as if the site had taken off, sales were happening and word of mouth advertising working - then came the recession - need I say more? Stock purchases have accounted for a the majority bit of my debt, but so have the crippling interest rates every month...:eek:

I cut up all my cards last week after contacting CCCS, had a long chat with them on the phone yesterday and they have advised bankruptcy but that's a ghastly thought. I've tried to get work, had two offers recently, both of which were rescinded as soon as they saw my medical history.....:mad: It's not fair as the fits are now completely under control but because I am not medically fit enough to hold a driving license, they deemed me unemployable. BUT I have got an interview next week for a christmas job at a well known 'penny' store - wish me luck!

There were days when I felt suicidal but my 3 little grandaughters kept popping into my head and tbh, money's just not worth losing them for. CCCS gave me this forum address and I joined last night at about 4am:T. Have a feeling I'll be around for a very long time, but the response from everyone has been fantastic - when it's just you on your own dealing with it, you feel outcast, embarrassed and ashamed. For all the hugs so far I say a HUGE THANK YOU :beer:
Susie x

In_Search_Of_Me

sunnydais (195)
welcome...I can understand how scary it is but you are at least on track and have lots of support here from people that know how it feels....who is your dmp with? I know that people have found huge support from the dmp thread and I found cccs wonderful and empathetic - not at all judgmental - although as things stand I earn too much for help at the moment!

Keeping_Positive

Hello :wave: everyone

Glad to hear peeps having a PMA as Dubgirl would say. Things trundling along here. I still have moments where I want to spend spend spend. Difficult when I still have access to credit. I know it will backfire on me so being good for now. If I keep going I could be under £10k this time next year so thats worth thinking about.

SarahNeedle1872

Still trundling along here

Sx

sallymander

Hi everyone, and welcome along pwally and sunnydias, good to have you on board! :beer:.

Well done Susie :T a problem shared means more support for you! and it will make things easier.

I've just made spicy tomato and lentil soup too Rambling tree, do you cheat like me and use tinned chopped tomatoes? I was going to do a proper costing but 20p a portion sounds good to me . Thanks!!!

Sally xx

In_Search_Of_Me

If people want lots of recipe ideas on the cheap look at weezl's 50p thread and o/s in general!

ramblingtree

Hey Sallymander,
Yes I use tinned tomatoes! Its not cheating, tinned tomatoes are cheaper most of the time, and tastier in the winter when out of season. I was a bit of a geek last night and costed it out while stirring...
A couple of weeks back I got a swede for 10p and made roasted swede soup, because of the reduction that was only about 5p a portion!
I'm becoming obsessed...

ramblingtree

Thanks ISOM, I've been trying to trawl through the OS boards, there's so much there! Takes a while. I'm not so good at dinners, I get it really cheap about half the week, but getting better!