The long haul supporters thread...

taxi73

Evening fellow longhaulers...everything going well here...this week I received a cheque from BT for £27.79(I'd overpaid) and another one for £50(compensation from Tiscali)...when cashed both of these will go as an overpayment off my egg card.
I also received £20 in pigsback vouchers bringing my total to £30 these will be used to buy my sons something for christmas...I bought the office staff a bottle of smirnoff(£8 in morrisons) and a tin of choco lates £5(asda)...I have loads of toiletries for my 2 DDS hampers and have my grandsons christmas and birthday presents....I will put £20 in my other sons bank account as hes in the navy...so only have to buy DHs present and christmas is done with no debt...
I will also make a very large overpayment to Barclays next monday probably over £1k...so all in all a good week..

millionaire_in_training

Great to see loads of new people on here. I hope everyone sticks around. Other than my usual monthly payments I havnt been able to pay any extra. I have bumped up my cashback mind you so that will either help out with Christmas or pay some more off. TBH if I get through Christmas without adding to my debt I will be extremely happy. If I pay any extra off of debts then I will be ecstatic. Keep going everyone the next few weeks will be really hard going x

BluePanther

Please may I have a DFW Long Hauler number?

Thanks

MadDogWoman_2

Me again,

I think a DFW all on my own.

I've got 3 accounts with HSBC :mad::mad: - for which I'm being charged interest every month numerous letters etc won't stop.

The consequence is that my debt is actually going up each month!!!!

I can't shop on-line either as when I changed bank accounts at the start of the DMP I was only issued a cash card and they won't upgrade it (I've tried).

The barstewards at HSBC have just withdrawn DH's formal overdraft on his account.

I know there is other stuff I could be doing but I'd rather spend time with my 6.5 month old DD as I go back to work full-time in January.

Overpayments are out of the window at the moment as I'm on SMP and DH's wages are used for living.

Sorry I just had to rant.

Thanks for reading

MDW

penguin83

Hi maddogwoman.

We had the same problem with my hubby and HSBC. We arent in a debt management plan but offered reduced payments on his loan of £200.00 a month - they said they couldnt accept less than £240.00. They then passed it to their debt collecters MCS (who for debt collectors were really nice). The debt collectors froze the interest and now we pay £100.00 pm half of what we originally offered! You may be better waiting until its passed to MCS.

He then opened a step account with Natwest and got a Solo card so he can still use it for almost everything x x

Dont worry we will all get there one day. x x

MadDogWoman_2

Thanks Penguin83,

Just need to wait for the same thing to happen to the other 2 accounts too.

Here's hoping the bank charges decision goes the right way, as I've got a claim in for £6k (across the accounts) which would help in a big way.

MDW

penguin83

Thats something Im hoping for too. With a total of 18 creditors (!) bank and credit card charges add up to a fair bit. Need to get my finger out and carry on with the credit card charges.

Something else to add to the ever increasing to do list! xx

taxi73

I don't have any charges to claim back...so jealous...lol...
Seriously I hope everyone is ok and not getting too stressed out...take carexx

candyblue

I too also hope the bank charges go through as I have about 2.5k I can claim back - now that would be excellent!!

poorbabe

millionaire_in_training wrote: »

Great to see loads of new people on here. I hope everyone sticks around. Other than my usual monthly payments I havnt been able to pay any extra. I have bumped up my cashback mind you so that will either help out with Christmas or pay some more off. TBH if I get through Christmas without adding to my debt I will be extremely happy. If I pay any extra off of debts then I will be ecstatic. Keep going everyone the next few weeks will be really hard going x

I don't think I'll be able to make extra payments on my CC at the moment, as 'those things' I've been putting of buying are now critical :rolleyes:, however I've managed to save £300 in total, for October and November that I wanted to put on the card, but will have to spend instead. At least I'm not increasing my overall debt, I guess.

MIT, I agree with you that the next few weeks will be a hard slog, but we will persevere