The long haul supporters thread...

fedupandskint

Hi again, Dubgirl my fixed rate ends in 6mths and I am terrified my repayments will increase to a level I cannot afford due to the nature of my mortgage. Fingers crossed it won't :eek:

ISOM - I have some handmade jewellry on ebay that others have admired but no one on there wants to buy even at 0.99 with sm p+p cost Do you have any tips to make it seem more attractive? I think I need to take some nicer photos for one, I was lazy last time and just relisted it.

dubgirl

Hello again, welcome to chandler. Well feeling a bit more PMA today. Last night OH checked the comparison sites to see if there are any better deals, but not great savings to be honest. I am going to contact southern electric just to check its not a misprint! Otherwise we are just going to have to accept the inevitable that the direct debits will increase and pay it off that way. We dont have that kind of money just lying about to pay it off.
ISOM - wow you are busy, I'm impressed, i just flop normally when I get in from work. dont have the energy for any more debt busting.
Fed up and skint - know what you mean about the fixed rate ending. We'll be fine until the interest rates start to increase, which they will eventually I'm sure.
Has anyone noticed the increase in petrol prices today, must by the 2p increase on the duty, but I think fuel is going up anyway again. Take care x

Keeping_Positive

Dubgirl when I fall behind on elec/gas I tell them what Im willing to pay not what they neccessarily want. Even £10 a month over the summer months will help. It in their interest to get as much back as soon as possible so they hype it up by loads. Never failed so far. Just tell the truth that you will struggle to pay more but you can do x.

Hugs and PMA xx

In_Search_Of_Me

fed up and skin I flog mine in work...hard to suggest without seeing what youre selling but while looking for beads last night I couldnt believe how people dont buy at 99p but also how people make a profit selling for 99p? What about doing a craft fayre or selling at work...? I sell my stuff for a bit of profit and give freebies to people who buy regularly - ie free matching earrings etc every now and again. Just bought more stuff to make a load of stuff thie w/e...
dubgirl...busy but very very tired tbh...

jonnyboy80

Just transferred over the rest of my HSBC loan onto Egg at 0% for 5 months which means I am now loan free!! Just got the pesky credit cards to deal with...!!!

ramblingtree

Congratulations Jonnyboy80! Great news. Must feel pretty nice to have a whole chunk out of the way, and you gotta love 0%!
Hope everyone has a nice long weekend, even if it rains!

In_Search_Of_Me

well done jb!! Still making jewellry here...money in/money out lol!! Bank hols are always a weakness for me as feel I "deserve" sommat...ie M&S food I got yesterday!

Keeping_Positive

Hello :wave:

Still plugging away here. Minor setback with 5 days in hospital so TV costs and a few takeaways. NSD the last two days. DD1 is given money but returns it unspent . She also brought me a lovely bracelet from a car boot.

Budget seems resaonablly on line so overspends some under. 12 days till payday.

-1251.43 savings12492.47 loan67.72 current1710 citi736 tesco
13754.76 TOTAL

ramblingtree

Hi Keeping Positive, sorry to hear about your hospital visit, hope you're doing ok. Your DD1 sounds lovely!
Not much going on with me, counting down to payday like you... did manage to put an extra £20 on my CC so a teeny bit of good news!
Look after yourself.

fedupandskint

I realised yesterday that I only have one more payment left of my AA loan in May meaning in June I am £174 better off at long last! Better make plans to tackle the CC then.......can't wait until I have paid off the £7500 plus interest.