Friend splitting costs with partner
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Jojo_the_Tightfisted wrote: »S
Can't see what he's complaining about, really. He's getting his money's worth.
The OP says:He did however, agree at the time to take £200 a month from her to cover other bills and he still does. Not the problem being I spoke to him the other day and he's struggling with money as most new home owners do due to outlay and maintenance costs his house also needs a new roof ect. His partner isn't helping at all with the cost of the house I.e roof ect and in my opinion isn't even covering her own living with £200 a month. He buys all the food and everything she pays £200 to him and that's it.
If he is complaining, it's obvious that he needs to talk to his partner.
It's hardly rocket science.Sounds like he needs to have a chat with her, paying £200 all in isn't very fair to him! But if that's all he asked for, then she's not going to pay more is she? I'd love to be able to live for £200 a month and have the other £1000 to myself, but sadly that's not going to happen.
The OP isn't even going to do anything with people's opinions.
He/she seems to just want to know if anyone else is in agreement with him/her.Hi, before I start I'll say this really has nothing to do with me and I'm not actually going to do anything with peoples opinions or talk about it with my friend as he's pretty hard headed at the best of times.0 -
£200 per month sounds fair to cover bills (council tax and utilities)but I don't think he should be paying for all the food. If she is not paying towards the mortgage she is getting free accommodation so asking her to cover her share of the food costs sounds reasonable. He should work it all out properly and split the costs of utilities and council tax, insurance and food 50/50.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.0
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There is a plus if the relationship ends she will not be financially linked to him.0
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Jojo_the_Tightfisted wrote: »She pays two hundred quid, he gets a lodger with an element of payment in kind.Jojo_the_Tightfisted wrote: »Once a week on a Sunday morning and she cooks a couple of meals during the week - that about covers the difference in money he'd otherwise be spending in a restaurant and on a Lady of Dubious Taxation Status.Proud member of the wokerati, though I don't eat tofu.Home is where my books are.Solar PV 5.2kWp system, SE facing, >1% shading, installed March 2019.Mortgage free July 20230
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Yep - he can't have his cake and eat it I'm afraid.
I think £200 per month for bills etc. and then split the shopping at the till between them. She's got £1000 every month...! She'll be loving life right now....he can't have a slice of that until he agrees to let her in on the mortgage.0 -
I'd say it was fair enough BUT food shouldn't be included in the bills, so I'd take it in turns to pay for the shopping0
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andydownes123 wrote: »Yep - he can't have his cake and eat it I'm afraid.
A lodger may well be paying to the mortgage, because the rent greatly exceeds a share of the bills, but no-one ever suggests lodgers gain an interest in the property. Being in a relationship with the person to whom you are paying rent doesn't necessarily change this (England and Wales, those in the frozen northern lands have their own laws on this).Proud member of the wokerati, though I don't eat tofu.Home is where my books are.Solar PV 5.2kWp system, SE facing, >1% shading, installed March 2019.Mortgage free July 20230 -
In what way is this person a "partner" ?
It sounds more like a business relationship.0 -
Hazyjo kind of beat me to it in post 31.
I was wondering if her £200 was her cash input but that things got more evened out along the way if she took charge of said shopping, cooking, cleaning etc, all of which have an implied 'value'.
The lady in question may have had no savings at the time the house was first bought but I bet she's got some now!0 -
If he doesn't want her to have any stake in "his" property then he needs to suck up the mortgage payments and cover any general repair bills. A fair arrangement would then be that the girlfriend pays a proportion of the other bills determined by their relative incomes.
But the main problem here is that the £200 payment is what your friend decided on in the beginning, and so the only reasonable thing he could do now is increase this by inflation.0
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