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What small DFW things will you do w/c12th March?

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:
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Comments

  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    edited 12 March 2018 at 10:14PM
    Morning all :hello: happy new week :D I was awake so I thought I'd get up, have a coffee in peace and do a couple of jobs before smalls got up. DH has already left for a long day at work. My list for today:

    See if an offer is still on for free p&p and order some labels for smalls clothes
    Contact lake1and as the bread thing I wat was showing up as free delivery on their website but when you add it to their basket it charges you delivery
    Go to gym
    Small shop using voucher (this is carried over from Saturday as voucher wasn't valid until today)
    Send details to cc about carpet for claim I'm making
    Work from Home, no commute :D
    Call leisure centre for options for dd new swimming lessons group now she's moved up a level
    Washing on, managed to peg out yesterday in between showers and got a load dry, not sure that'll happen today judging by forecast
    See if I have time to make a cake
    Something from freezer for tea
    Loaf of bread out of freezer
    Lots of work to get ahead for the week.
    Check banking, check for surveys

    Off to do a few jobs.

    productive day in the end. Remembered smalls friend coming for tea so made hm pizza, got half a pack of frozen mozzarella out of freezer to use up. Saved an expense at shop for tasteless shop bought ones.

    Managed a cake too and stretched last of chicken from roast to a soup (made from carcass, obviously) and an orzo dish which was yummy. Have optioned some soup up for lunch tomorrow.

    Managed to get some washing dry, not sure how mind but have with lots of juggling.

    Also made crumble and lasagne for tea tomorrow as in laws will be cooking it, so easy for them to shove in oven.
  • determined_new_ms
    determined_new_ms Posts: 7,867 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 12 March 2018 at 8:57PM
    Morning :) Thanks for starting the thread Purps :D

    FvD good to see you yesterday. Hope your cards really take off so you can stop job hunting x

    clf arrrrgggggggggggghhhhhhhhhhhhhhhhhhhh! Well done for outwardly being calm, I bet the freelancer felt terrible.

    Yippee it's my day off :j I intend to really relax :cool: Smalls things though:

    * [STRIKE]update spending diary[/STRIKE]
    *[STRIKE] freeze bread x 2 I picked up ys for 34p :money:[/STRIKE]
    [STRIKE]* look through meal plan as I didn't get out what I was planning[/STRIKE]
    [STRIKE]* sort out larder and find wool so I can cast on 2nd sock [/STRIKE]
    * found a few things to list on fleabay
    [STRIKE]* flylady kitchen[/STRIKE]
    * cooking dinner for the next few days - have made soup &
    veg curry, tuna fishcakes still have spaghetti and shepherds pie to go :D
    all done and what needs to be frozen has been. That's the evening meals done for the week :money:
    [STRIKE]* will chop and cook onion all together and then divide out for 4 x meals ;)[/STRIKE]
    [STRIKE]* check onepoll[/STRIKE]
    *[STRIKE] get clothes ready for work tomorrow and weds[/STRIKE]
    * staying in so it'll be a NSD opps went out and stopped at the SM - got lots of ys items - including 2 blocks of cheese for 48p & 70p :money:
    * make a small shopping list to account for dd coming for dinner next weekend. Going to make roast. Was going to make lamb but just realised I have a joint of pork in the freezer :money:

    yesterday I was looking through a discount page via working for the nhs and picked up a pandora charm for my bff's birthday for £10 including delivery :money:

    Ok that will do I think. No doubt there will be various very small things done along the way :cool:

    Happy new week guys!
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • foxgloves
    foxgloves Posts: 12,793 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Morning all,
    Today's frugal plans:
    *Overnight laundry about to go on heated airer. Will do a quick 30 min at 30 deg wash then reload & set timer for final half price wash tonight.
    *Rubber chicken. Roast dinner yesterday. Intend to get another 3 days of meals out of the leftovers.
    *Bake a wholemeal loaf.
    *Feed sourdough jar.
    *List ebay items.
    *Do a couple of fund swaps to keep budgets straight.
    *Write birthday letter to friend. Card from stores. Select card from stores for another friend too.
    *Water seedlings. Tomatoes coming up nicely in my old YS little heated propagator.
    *Make packed lunch & packed breakfast for tomorrow.
    *Easter planning, esp my contribution to family buffet & some home made gifts.
    *Check for surveys.
    *Continue knitting thrift project.
    *Continue monitoring cat in hope of avoiding vet visit. He seems ok but yesterday was worrying.
    *IF it dries up outside, clean greenhouse glass.....good food crops need good light.
    *NSD
    *Make a list of everything I can usefully do in town tomorrow while I have the car. I have a meeting so as I have to pay for parking anyway, I may as well get some annoying little odds & sods done which have been dropping off the list.
    *No downstairs heating going on until at least 5.30.
    Ok. Will make a start. Here's to a productive week, Frugalistas. So nice not to be lergyfied any more. 2 weeks of lergy & a 3rd week of tiredness. If you & yours still have it, hope this is the week it clears off.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 12 March 2018 at 10:36AM
    Hi March Money Magicians,

    Thanks for starting PF.

    Waiting on "man" coming to do a boiler gas safety check. He'll be here between "8am and 1pm". Grrr.


    Free-Nillionaire Continuity Plan Year Three:


    * Work very hard on my own mental health issues. Do Holistrio App.

    * Check online banking and broadband usage.

    * Turned off alarm clock until tonight, it resets itself automatically.


    * Converted £5 of Nectar points to eBay voucher. Then discovered I have to spend a minimum of £10 on eBay to spend it. Not happy about that. Admittedly it's in the Ts and Cs so I don't have a leg to stand on.

    * Go for a Bike & Go cycle.



    To live without risk is to risk not living.
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Morning All

    PF - Thanks for starting us off today

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Dull, dreary and very wet so today is a great day to get lots of indoor jobs done Today we have/will:

    Check Bank & made PAD - Done
    Ironing -
    Strip & remake our bed -
    Purge a few emails -
    Enter a few comps -
    Surveys -
    All meals from cupboards/fridge/freezer -
    Check: Tombola Stars, Lucky Bob, Luckyphone, FPL -

    Have a great day all.

    C x
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • morning every one

    back to work i go grrr

    today's to do
    checking banking
    work
    wash on
    all meals from stores
    nsd

    have a great day xxxlppxxx
    debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
  • DawnW
    DawnW Posts: 7,796 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 12 March 2018 at 8:38PM
    Morning all :)
    Dull sort of day, and it keeps randomly pouring with rain :(
    Hope it clears up so I can peg out some washing! It kept on raining unfortunately :(
    I too have a 'waiting in for the boiler man' day Foxgloves, though he did say he is coming at 2pm :) Also waiting for a Freecycler, and the MyHermes courier to pick up a We Buy Books parcel, At least the man who is going to service our camper van has now arrived and taken it away! All sorted except for the freecycler who is apparently coming tomorrow now :mad:

    Other things:
    Put one of the loaves OH bought yesterday in freezer. No idea why he bought 2, but saved for another time as we don't do food waste here! (Done)
    DD has threatened a visit with both kids in tow - so not many other things then!:rotfl:Very little else done!
    Cleaned bathroom, whizzed around with hoover and washed kitchen and bathroom floors (Done, phew!)
    Must get small handheld vacuum cleaner down to do the mats in the kitchen and conservatory, once kitchen floor is dry. Not done yet
    Spendy day due to the boiler and camper van :eek: but no plans to visit any shops or buy anything! Boiler service ok, will need more work next year. Camper van inspection done, will need more pricey work done :eek: But probably not more than lots of people would spend on a holiday.
    Will peg washing out on line if it decides to stop raining It didn't :(
    Bits from fridge for lunch DD had made lunch for everyone, and bought it with her
    Leftovers from last night will do for dinner :)Just had a sandwich, as still pretty full up from DD's (slimming world) lunch!
    Might sow some seeds later, if I get the chance! No chance!
    Checked banks
    Updated spreadsheet
    RM surveys tasks - they have a horrible new web platform :(
    Hope everyone has a good day :)
  • carrielovesfanta
    carrielovesfanta Posts: 2,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 13 March 2018 at 9:16AM
    Morning folks

    Hugs to any poorly folk and cuddles for Albert Whiskers!

    Feeling a bit funny this morning with my ear but weirdly mid-morning is often a bad time for it???

    Was pleased to get on the scales and notice that the 2 weeks of getting back on track with my drinking have helped and I'm 2lb down, back towards normal weight.

    Today's mission:
    • B/L/D from stores - done
    • No alcohol - done
    • Washing not out on line - it's destined to pi$$ down all day here. - done
    • Gym at lunchtime - done. That was spicy.
    • Sow peas... must do this - done
    Have a good one all

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • carrielovesfanta
    carrielovesfanta Posts: 2,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 12 March 2018 at 6:55PM
    OH texted to say that one of the windscreen wipers has stopped working. Booked into the garage tomorrow.


    In other news, if you see how a freelancer was murdered during work by a crazed employee who suffocated him with her gym socks. It was me.
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    In other news, if you see how a freelancer was murdered during work by a crazed employee who suffocated him with her gym socks. It was me.

    On the one hand...:mad:...on the other hand...:rotfl:
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
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