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Karmacat: I'm passionate about my DFW journey to riches
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Hi Karma
I notice that you post from time to time on peoples threads saying you admire their energy well I just wanted to say I admire YOUR energy.
You are trying to clear mortgages for 2 homes, working, mystery shopping, mb-ing, keeping up your professional development, mystery shopping, stripping the kitchen, clearing the garden....Need I go on...
I really enjoy reading your diary it helps to motivate me into action and I totally agree about the surveys etc. I love this site for the inspiration and the unbelievable ideas for making money and support etc but we must all do what is right for us and thats why I have decided that mystery shopping (at this time) is not for me, I have a family and a job and I do voluntary work so its best for me to pass at the moment even if the money would be very helpful I need to think of balance.
I only do onepoll, toluna and pigsback as I find the others too time consuming but I feel just doing these is a little extra towards xmas so I happy with that.
I'm very lucky in that I have got my husband doing the MBing as I just do not get it!!?!!
We are very lucky to have this site and lucky to recognise we don't have to do it all we can just do what suits and fits with us.
Have a good day Karma x0 -
Hi Karma - I find your energy inspiring too.
I don't do matched betting or mystery shopping either. Time and energy are precious resources and we can't spread ourselves too thin. I do sell on Amazon but this I actually enjoy. Don't feel bad about what you don't do, feel good about what you do do, and make sure you have enough time to do the things that recharge your batteries.Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620 -
Hiya karma, how are you hon? sounds like you've had a busy one and yay you indeed to the paper find. Shame about the moors trip but if it feels right for you to not go then don't feel too down about it.
I'm with you on the surveys, should probably do them so many people seem to do really well with them.. I seem to get about 20 questions in then get booted out which soooo annoys me so i've turned my attention to other things instead. got a £5 betfair freebie to do today or tomorrow so watch this space!!
Keep up the hardwork hon and keep on keeping on, esp with the house and shower!!
Lots of Love
P
xxxdebt @05/11/11 £12210.63!! slowly chipping away!!:heart2:impossible is nothing.:heart2:0 -
:A :A :A What lovely messages to find when I came to my diary this lunchtime! Thank you all so much! It means a lot, it really does. I've been thinking there's something wrong with *me*, that I can't do everything, but... of course I can't do everything! And I do need to balance out work/life a bit more, thats also true.
KM, what sort of voluntary work do you do? There are two local charities that appeal to me - one for lost cats, the other to help Tibetan refugees. And, truly not making a joke of it, those are the important things for me, thats why I chose the internet name Karmacat years ago, for Buddhism and for my love of all felines.
Seaxwyn - thats interesting what you said about Amazon, that you enjoy it. Thinking about it, yes, I do too! I love that I just stick this stuff on my computer and I don't have to push anyone to buy it, but an email arrives one day and hey presto, someone has already sent me money. That feels great - okay, that tells me the right direction to go, thank you!
Pania - hi there! I love the way you're so physically active as you describe your life in your posts, and so determined. And I'm glad you're another vote re. the surveys, thanks! The Moors Valley trip thing was a shame, but I know that I'll be really miserable if I push the travel thing too much, and realising I had all that paper was downright funny, it kills me the way our diaries are full of tiny little things like that and in the next post there's something momentous and lifechanging.
Those two mystery shops I was supposed to do this morning - I paid out for the train to get there, and found out that instead of being for the lunchtime I'd booked for, they were for early morning. So now I'm in negotiation with the m.s. people, hi ho - they're being quite sporting about it, shouldn't be a problem, but that'll teach me to go back on my previous ideas, and **not** take jobs outside of my own town. And thats taken up hours and hours this morning.
Still, what else? The December payment for work done has turned up, hurray.... ooh, just checked, and both the bingo payments are in there, hurray times two, I can do more bingo now, if I haven't been locked out along with everyone else! ..... :rotfl:2023: the year I get to buy a car0 -
another one here that doesnt do any surveys talked to hypno about slice the pie the other day it deff isnt for me ...i dont mind doing some things but only if i am gonna make some decent money from it have done really well with the bingo today though so cant complain0
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Hi Karma
In answer to your question I do volunteer counselling. I have a paid part time position but I also volunteer my counselling services for a service that receive no funding what so ever for counselling and simply cannot afford it even though there is a massive need. But having said that I only offer 4 hours as I have to think about that balance that we are all taking about.
Shame the mystery shopping has not turned out how you planned I hope you get something sorted.
Do you work in private practice for your counselling?0 -
Hi El, buddy :wave: I'm thinking of starting a movement for those who don't do surveys! :rotfl: glad you've done well with the bingo - if I can unglue the laptop from the desk and get it onto my knee on the sofa tonight, I may well "do" some bingo while I'm watching horizon or something.
KM - wow, volunteer counselling. I really admire people in your position:A , who have paid counselling jobs, taking on the volunteer work, thats quite something. I'm in private practice, yes, for years now - so I would need my volunteer work to be something quite different, one where I could meet a few people, for starters, who I could actually socialise with (especially as a single person) - and, I'm with you, long live balance.
EDITED: Oops, KM, sorry, I'm just checking back on here for something else, and saw you'd mentioned it a couple of pages ago. How's the accreditation going? As far as paid hours are concerned, you know, you probably need a website, do you have one? I'll pm you the address of mine if you like, its a baby one, but hypno's is available if you click on her name, its very professional, very thorough - but even on my baby website, I get about 80% of my business through the web now. Just an idea for you, if you want.
Update on the mystery shop - they've agreed to reimburse today's rail expense, and I'll do it on Thursday. And at least today's fiasco got me doing a good walk, to & from my local station (thats almost an hour's walk all told!):p . This is me doing my exercise: :j !!! :rotfl: And my fingers are getting plenty of exercise, just done another m.b. at 0.02 difference, so a 96% "profit", I like them. Off now for the day - meeting, some work at 6pm, and then Stargate Atlantis.2023: the year I get to buy a car0 -
i would join that gang it would need to be anonymous though lol0
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Just updating the total for the "repay £20k by Xmas 2008" challenge, I'd said I'd include the repayments under the French mortgage too. Couldn't decide what exchange rate to use, and then realised I could use the one my bank used the last time I sent money over, which was last December. The amount to be paid off is a bit odd tho: it varies each month, and went down each month last year, so that about 20 euros a month less was paid off at the end of the year than at the beginning. hmmmm.....
Even so, its kind of startling how much difference it makes to include the French repayments - which are still real money, of course, even tho they partly come from "unearned" income (hollow laugh, there). So:
Present total repaid £3,826.10 (on page 23)
Dec capital repayment in France: E462.81 @1.3624 = £212.62. I'm going to use £212 for the rest of the year, because financial information isn't as easily available for the French stuff as for the English stuff, and thats a really conservative figure. So:
3,826.10 plus (212.62 x 2) = £4,251.34! Bleepity! Thats 21.25%!!!!! Why don't I *feel* that rich? :rotfl: Will update the sig when I've got time to play properly with it, but that definitely gives me an *up* feeling - and this month's Northern Rock payment is about to go out too, that'll be another wodge off. Gotta go, hope everyone who pops on has a good afternoon and evening.2023: the year I get to buy a car0 -
Sounds positive! Hope you have a good evening too.
I agree about some of the surveys - I do the gf whatever tv & radio survey every day and have won £5 once back in april. So all this time they have had for nothing. Grr.CCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110
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