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Karmacat: I'm passionate about my DFW journey to riches

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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :o He just annoys me! He's combative, aggressive, and completely dismissive of passengers' needs - when Ryanair have taken over other airlines, they cancel existing *routes*, let alone flights. Its probably an issue of mine, but he makes out he's on the side of the consumer and the little guy, while actually being one of the guys (seems it to me, anyway) out to get money out of the consumer in any way possible.... :o I know I'm in a minority, I'll shut up now....
    2023: the year I get to buy a car
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
    Karmacat wrote: »
    :o He just annoys me! He's combative, aggressive, and completely dismissive of passengers' needs - when Ryanair have taken over other airlines, they cancel existing *routes*, let alone flights. Its probably an issue of mine, but he makes out he's on the side of the consumer and the little guy, while actually being one of the guys (seems it to me, anyway) out to get money out of the consumer in any way possible.... :o I know I'm in a minority, I'll shut up now....

    Fair enough! Can't say I knew any of that, I just know about taking the flights, which are on the whole cheap and reliable. I don't like the way they try to sell you things all the way though, or the bloomin' awful music that they play when you're boarding the plane :rotfl:
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi Seax, didn't see your post there.... target for the trading, definitely, I really don't want to stay in limbo the way I am now... doing what I can to move on...
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I've just had my builder round (I still love saying "my builder"!).... to see about the electrics earthing and while we were at it I asked him to check out the hot water tank. I was warned about it about 5 years ago by another builder, but didn't do anything, and I noticed last week that the plaster underneath it has blown. He pulled the jacket away, and - being in such a hard water area - the leak has little stalactites of deposit hanging down. Its quite a sight. He wants me to get it done within the next two weeks, and so do I, actually - its a little sobering to see it.

    So there go the savings on the water bill for the next couple of years. However, I won't be electrocuted, and nor will I have my hot water tank flooding the house. These are good things not to happen!

    There's also the germ of a cunning plan involved. He was chattering about a total refurb he's just done - rewire, replumb, replaster, new kitchen, solid oak flooring, the whole shebang, for £60k. I could extend my mortgage by that much and *still* have it and the resultant tax bill covered by renting it out .... That puts a whole new meaning on the reality of what I've been saying about going to live in Spain, upping sticks and going somewhere before its too late.

    Some serious thinking to be done over the next few months.
    2023: the year I get to buy a car
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    wow Karma, it seems you have made some big shifts today!
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Odd, isn't it? :confused: :rotfl: these two smilies seem to be the most appropriate...

    I was thinking the cunning plan would work if I could get £1k a month for the house, and hopping onto propertyfinder.co.uk, there's a house in the next road to me on at £1250, with only one bathroom (mine has space for two) and no garage (I have a garage).

    I might have hit a snag already tho: I've been thinking about this in terms of the interest only section of my mortgage, and if you put the capital repayment bit in, it comes out as a little more than I was expecting :rotfl: oops....

    Still, it shows what isn't so very far away from possible. If I could:
    - keep the apartment, pay off the part of the French mortgage payments not covered by the rent with matched betting.
    - renovate the house I currently live in to the extent that the rental money means it pays for itself (including voids).
    - buy a camper van (I'll need something like that anyway to live in while they're renovating) and s*d off to Barcelona/Granada, whichever takes my fancy at the time.

    Its alarmingly plausible _pale_ I just have to keep going the next few years, declutter completely and get the trading to work, to the extent of thousands of pounds a month. Simple, see?
    2023: the year I get to buy a car
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Simple! Sounds like a plan!

    Can I come on a trip with you in the camper van?
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sure! Red Squirrel is coming along at some stage to practise her Spanish, you can come out for a week or so! Then at the end of the week we'll have a dfw party - hypno and pania are the other ones I've met briefly, we'll start with them and work outwards. Sounds like a plan? :j :beer: :j
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I made myself a grid of £50 squares to colour in! For the £6500, and money in hand, tho not quite all in the right account yet, is £1306, so I can colour in 26 squares right away!
    2023: the year I get to buy a car
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    I've drawn my grid, and I'm just waiting for some money in, so I can do some colouring (I've sorted my pencils out too :o )

    Wow KC, some big moves afoot here. :D
    Spain sounds a lovely idea, how long would you stay there? Or will you take the camper van and be rootless for a while?
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