Karmacat: I'm passionate about my DFW journey to riches

Karmacat

Just rediscovered ipoints, after somebody mentioned going through them for an Asda shop. Logged in and found I had 1,002 points. After doing all the isurveys available, I now have 1,247 points! Not bad! And when I run out of soymilk, I think I'll do a big Asda shop.

Karmacat

Well, yesterday was a very emotional day.... I had a heart to heart with my business partner about finances, in tears, then heard about Pania going, and then read Andy's letter to Weller. *Then* a friend phoned about a life-threatening cancer, which is currently going untreated. I cried at Andy's letter, and my eyes were sore, but had to work in the evening. Not great.

When I finished, about 9.30, didn't want to do anything, so I watched the tape I'd made of Martin's appearance on the Tonight programme - I'm a bit worried now, to top it all, about what will happen when my deal (variable tracker) runs out with Nationwide - I have a good LTV but still... my budget is really tight. One more reason to make the trading work. Sigh.

Today: business as usual:
I have a mystery shop in a local town, so must leave the house by twenty to ten, need to buy some food while I’m there, got to transfer money to the current account to pay the tax bill (which I should have done yesterday), and should phone Abbey National about a direct debit which has appeared on my listings: its probably something I’ve signed for and forgotten, but I’d better check it.

I think I’ll probably be having my friend round, to talk about the cancer, and my mum just got back from France and wants to tell me all about it, of course. What I really want to do is work in the garden, and TBH I’ll be really surprised if I manage to get out there.

redsquirrel80

Morning.. that was quite a day... have been emotional times on here lately. So sorry to hear about your friend as well.

Hope you have a good one and manage to get out in the garden, even for a little while.. it's very therapeutic xx

Keeping_Motivated

Morning Karma, sorry about your emotional day, these things all seem to come at once don't they to weigh us down. You sound like you are feeling a little vulnerable about finances at the moment, I mean obviously we all are or we wouldn't be here but you seem a little more than usual if that makes sense?

Where is the letter Andy wrote to Weller I haven't seen that?

Hope your day is better today

KM x

Karmacat

Thanks hun xx just a lot going on, my head is spinning a bit today. I *will* make time for the garden, you're right.

OliveOyl_2

The garden can be therapeutic (when it is not a burden or a chore )
I like to potter, and I think about the cyclical nature of a garden, it helps, I don't know why.
I'm sorry about your friends untreated cancer, life seems so unfair sometimes. I feel quite maudlin and emotional these last couple of days, esp with Andy's letter.
And yet I took a different route to work this am (walked DS2 to the railway station) along the path by the railway instead of through a housing estate. And the birds were singing their hearts out, the flowers lovely and I felt good.

Karmacat

Hi KM

Sorry, I didn't see your post - the letter from Weller is on Snaggles' new diary, on the last page but one, she only posted it yesterday.

I'm not really more vulnerable - but talking about it to him, in a more honest way than I usually do, just brought it up - I've never been in debt before; this debt is cos of a bad investment decision, and if I don't make the trading work (I know I'm supposed to stay positive and all that, but this has to be looked at) and the business continues the way its going, I'll be lucky to avoid bankruptcy. In some ways, the best thing I could do is double my tiny mortgage to renovate the place, and rent it out. Then buy a cheap camper van and move to Spain for the winter, and Scotland for the summer. Working in a bar.

Karmacat

My garden! For some reason, the last few years, I've loved my garden, I've no idea why I let it slip last winter...

I love bringing order to it again - I'm a bit sad that so much of the growth has to go, but its threatening structures, so it has to. But when I'm out there digging, and a cat walks by, or the robin zooms around, or a moth called the hummingbird hawkmoth (???? not quite sure!), and all the clouds across the whole sky are bright pink..... then, ah, then, I look up into the sky and thank the universe that I'm alive to see this day. :beer: :beer: :beer:

redsquirrel80

Karmacat wrote: »

Hi KM

Sorry, I didn't see your post - the letter from Weller is on Snaggles' new diary, on the last page but one, she only posted it yesterday.

I'm not really more vulnerable - but talking about it to him, in a more honest way than I usually do, just brought it up - I've never been in debt before; this debt is cos of a bad investment decision, and if I don't make the trading work (I know I'm supposed to stay positive and all that, but this has to be looked at) and the business continues the way its going, I'll be lucky to avoid bankruptcy. In some ways, the best thing I could do is double my tiny mortgage to renovate the place, and rent it out. Then buy a cheap camper van and move to Spain for the winter, and Scotland for the summer. Working in a bar.

Ahh that sounds nice - am not sure how I'm going to cope with the restlessness when I get back from holiday! Know exactly what you mean about the garden, even with my little patch. Picked a handful of blackberries on the way home yesterday and had them after my tea.. yum

I think you know you can do the trading.. if it's a choice between that and bankruptcy, is not much of a choice really is it?

Seaxwyn

HI Karmacat, I haven't seen your diary for a while so glad to have found it again.

Something leapt out at me when I read the last few posts. You have so many reservations and fears about the trading that maybe you just don't want to do it.

It isn't really a choice between trading and bankruptcy, is it? As you said, you could rent out your flat and live somewhere cheaper. Maybe a campervan, maybe a flatshare with friends.

Have you ever thought about *not* doing the trading and what other options there would be?