Karmacat: I'm passionate about my DFW journey to riches

Karmacat

Oi! You can't say that!!! :rotfl: :rotfl: :rotfl: :T :T :T Oh yes you can! The weather here is glorious, I'd love to sit outside... now, if I had my shady spot in the garden ready to be used, I could. Okay, I'll just pretend....

redsquirrel80

Karmacat wrote: »

Oi! You can't say that!!! :rotfl: :rotfl: :rotfl: :T :T :T Oh yes you can! The weather here is glorious, I'd love to sit outside... now, if I had my shady spot in the garden ready to be used, I could. Okay, I'll just pretend....

OK, I've done a little bit, inbetween looking up buses/ trains across Rome (why do budget airlines always use airports which are practically in another country? :rotfl: ) for next week.. ooh next week...

It's not so nice here, seems to have been cloudy and humid for days :rolleyes:

Karmacat

Squirrel, I hadn't clicked that you're going to Rome next week, fantabulosa! :j how great that you can do the buses/trains research thing so easily. Sorry your weather today hasn't been great, but think what it will be like in Rome! Roma! Bellissima Roma! Great stuff.

As for me .... I'm thinking about ants right now. Humongous ants' nest thats dislodged 3 stones off a wall, I'm leaving for now, but not much longer. I was cutting back the cotoneaster around the front path, and discovered a subsidiary nest *on* the path! No; no; just no. I'd been finding little lumps of mortar for a few months and assuming the builders had been messy when they did the windows, but in chopping away the ivy by the cotoneaster, I've discovered the culprits - ants, and woodlice. Sorry little creepy crawlies, but your home is going to be relocated. Part of the top step of the path is really rocky, I've discovered - I can't allow them to do more structural damage than they have already, and I'll have to repair what they've done, so guess what I'm going to be doing tonight - yep, Karmacat The Navvy!

Karmacat

**Ages** since I came onto my diary, tho I've been checking out everyone else's. Good day in London Saturday, mostly:
- accidentally avoided the Victoria Line, which is shut down right now.
- no spend on snacks and drinks!!!! Even tho I didn't get a cup of tea at my meeting! V pleased. And cos I cooked two portions of rice and nuts yesterday, I could just throw in some beetroot, feta and French dressing (Tesco Value, of course) and hey presto, enough food for the day.
- did a little bit of decluttering, by dropping off nephew's pressie from last year at his house. He wasn't in, unfortunately, cos I arranged it badly, but I txted and stuff.
- only black point was Asda: I *needed* Asda smartprice cornflakes (another addiction .... ) so on the way back to Karmacatshire I got off at Clapham Junction, there's an Asda just by there. Not a great atmosphere, v cramped in of course, and no smartprice!!!! I did buy their normal own brand, but it was £1.14 compared to 44p for the same amount, so I was *not* a happy bunny - no same-price substitutions in the store like there are online.
- walked home from train station, even tho my feet were killing me, no bus fare.

Karmacat

Shopping. Sigh....well, now I *know* that cutting from a generous £100 a month to £25 a month is not going to work. This is what I've spent since the last time I posted it all (and yes, I have noted it down!):

2kg non-wheat flour £2.18, 1.5kg oats 85p, 500g split peas 39p, reduced pot of live coriander to split & grow on 99p, 2 x Waitrose pesto £3.58, Asda cornflakes £1.14 (grrrrr). Total £9.13. Off to update total.

redsquirrel80

Hellooooo... it is proving rather ambitious this grocery thing, isn't it? Still I guess as long as we spend less than we used to then we've achieved something, even if it isn't quite as low as the target. Even just not spending on snacks is a good step forward.

Did you manage to tackle the ant damage ok?

OliveOyl_2

I always think I've plotted my cooking/shopping to the last detail and then find I haven't any veg for supper tonight, and not enough onions for my batch cooking planned for this evening so pop to the small Sainsburys and spend £13.00 (got some bargains tho')

And I can't work out if it is worth driving to the next town each week to get veg from the market as there's no greengrocers here, and I hate supermarket veg prices.

Karmacat

Just ignore this post.

As of Friday, I have E2316 in my French account. Mortgage payment of E640 will come out on Fri 25 July, managing agent payment of E317 soon, mortgage payment on 25 August, total of these three sums, E1597. That leaves E719 on 26 August. I can use that in two ways:

- another E640 on 25 September would take that down to E79. The next mortgage payment is on 25 October, but the next rent payment of E1578 is due on 17 October, making a total of E1657, enough for a couple of mortgage payments in October and November, and a couple of managing agent payments of E94 (the more usual amount) which will probably fall due in these months.

OR

- I can use E500 to join at least one, hopefully two betting firms, and an exchange, in euros. The plan was always to make enough in euros so that I don't have to keep sending money over to France. It was always crippling, but now, with the euro being so high compared to sterling, its horrific.

option one isn't really an option, as I've said option two was always the plan, I just wanted to lay it out for myself right now. S*dding French apartment. S*dding exchange rate.

Gemmzie

Could you rent out the French apartment to cover some of the mortgage?

OliveOyl_2

Karma, aren't you a flippin' marvel at this matched betting lark?
Isn't this part of your master plan?

Two questions:
What can you lose?
If there is suddenly a delay in funds reaching your French account do you/can you have an overdraft? (short term only)