Put away your purse & become debt-averse

Onebrokelady

foxgloves said:

Morning Petals!
Just having a break out on our coffee bench. That's coffee with an APPLE, not the piece of sourdough toast & home made marmalade my head was telling me I I really ought to eat for my own well-being.
Fab sunshine here this morning, but according to Mr F, the walking weather forecast, the rain is returning early afternoon. So I got a shift on early - 1st load of laundry pegged out, 2nd load already spinning, bed around pear tree weeded & forked over & last trays of cosmos, larkspur & echium planted out. I need to do my regular Monday budget updates, esp as Big Budget Day is hoving into view, also vacuum but they can wait till the rain comes. Also want to google a few more tips on pattern-matching fabric before cutting out the new bedroom curtains.
Ok, that's my caffiene levels topped up. Must crack on,
F x

I would definitely have gone for the toast option 😀hope you get all your outside Jon's done before the rain arrives,me and B just got caught in a shower but luckily got back before the heavy rain that came after 😀

foxgloves

@Baileys_Babe - Hope you enjoy them. I really missed feeling I was part of 'island life' when I finished the last one.

@Blackcats - I also used to review books (& films) in my teens. My Grandma gave me a posh notebook with Letraset transfer letters to put my name on the front & spine. I wish I had kept it. I bet it would be quite funny to read now. I remember a careers officer at school asking me in Lower 6th what I wanted to do career-wise after university. I said I wanted to be a literary critic! He said 'Hmmm, I think you have to be famous for something else, Foxgloves, before the newspapers start getting in touch to ask you for your opinion on literature". I felt quite deflated!
@Onebrokelady - Thanks, yes, I did get my gardening jobs finished. Glad you missed that big deluge!
F x

foxgloves

Well m'dears, that's me done for today, apart from popping my chilly pots of tomatoes back in the greenhouse ready for more hardening off tomorrow, making a salad & bunging a pasta bake in the oven tonight. While I did get my garden jobs done, the rain interrupted my free laundry-drying & although a few things were already dry, I've put most of it on the heated airer to finish off.
This afternoon, I've enjoyed being up in my newly refurbished HQ catching up on admin. I've done my regular Monday budget updates & moved some funds around to keep the various pots straight. Also updated the Home Improvements accounts as it is my Big Budget Day on Thursday & I want everything to be as accurate as possible so as to avoid wasting time on the day. I haven't been able to discover the error or discrepancy which led to us having more money than I thought we should have.I can't see an error, so it must be some kind of transfer between the two budgets which looks correct to me on paper, but is actually the result of me counting something twice. It may come to light on Budget Day, but I am not going to put ages into forensic accounting - I will look at all pending commitments & aim to start, as I do every month, with the most accurate figure I can.
Have also done 3 Pr*lific surveys (2 for pence & 1 for ££s) & entered a couple of competitions.
Oh I see the rain has returned yet again. I thought it had suddenly dropped dark & chilly. I'm going to find an extra pair of socks before I suddenly become aware that I have two foot-shaped ice cubes on the end of my legs.
Stay cosy,
F x

PiPi2019

foxgloves said:

Well m'dears, that's me done for today, apart from popping my chilly pots of tomatoes back in the greenhouse ready for more hardening off tomorrow, making a salad & bunging a pasta bake in the oven tonight. While I did get my garden jobs done, the rain interrupted my free laundry-drying & although a few things were already dry, I've put most of it on the heated airer to finish off.
This afternoon, I've enjoyed being up in my newly refurbished HQ catching up on admin. I've done my regular Monday budget updates & moved some funds around to keep the various pots straight. Also updated the Home Improvements accounts as it is my Big Budget Day on Thursday & I want everything to be as accurate as possible so as to avoid wasting time on the day. I haven't been able to discover the error or discrepancy which led to us having more money than I thought we should have.I can't see an error, so it must be some kind of transfer between the two budgets which looks correct to me on paper, but is actually the result of me counting something twice. It may come to light on Budget Day, but I am not going to put ages into forensic accounting - I will look at all pending commitments & aim to start, as I do every month, with the most accurate figure I can.
Have also done 3 Pr*lific surveys (2 for pence & 1 for ££s) & entered a couple of competitions.
Oh I see the rain has returned yet again. I thought it had suddenly dropped dark & chilly. I'm going to find an extra pair of socks before I suddenly become aware that I have two foot-shaped ice cubes on the end of my legs.
Stay cosy,
F x

Your day in a nutshell, truly eventful. 

foxgloves

@PiPi2019 - Lol, if you want an eventful diary to read, it certainly won't be mine! However, like a lot of people who contribute on the Diaries forum, I am a firm believer in frequent small positive money habits. I've been a terrible fritterer of money - until the lightbulb struck, & I won't go down that path again. 
F

foxgloves

Hello Diary readers,
I don't feel I've achieved very much today. Made some bread, tackled the ironing, took some bits & pieces out of the freezer - we're having an 'eat it up week' this week.
Made a start on making new bedroom curtains. I shall need two drops of fabric per curtain, which means pattern-matching. Haven't had to do that before & it is time consuming & tedious. Found myself considering putting the fabric in my stash & buying new curtains, but that would be very 'Old me', giving up & then chucking more money at the problem. So have plodded on, pinned one with plenty of swearing & will get the sewing machine fired up tomorrow.
No veggie garden jobs today despite need. Too wet this morning, only brightened up when it was too late to do anything. Bah!
Hope a few of us have had a decent day.
F x

Blackcats

well well done for persevering with the curtains - you are very clever!  

foxgloves

Well, it's kind of you to say so, @Blackcats, but I'm going to reserve judgement on that until I get them made & hanging up! It would have been a bit naughty to pack that new fabric away & buy ready-made though, so that will be my last resort if I completely & utterly bog them up. 
F x

Tescodealqueen

I am sure you won't mess it up but I would be making sure my gathers fell just where my fabric joins were and no one would notice the join i am sure

foxgloves

Great idea, @Tescodealqueen - I will be going with that one, for sure!
F