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Onwards and the debt goes downwards!

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  • lucielle
    lucielle Posts: 11,517 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've got a very sore foot and need to go for another scan to see if the cyst that's wrapped around the nerve has grown-hence hoof doctor.  Spend too much time with farmers!

    Had a lovely weekend with all the chaps and OH.  Played crazy golf and came second, normally I'm last so usually written off.  I was the dark horse.  Met up with s-i-l and b-i-l.  It was nice to see them even though it was for a couple of hours.  Managed to buy some Christmas presents so got them stashed and hopefully the recipients will forget I've bought them.  The chaps drove there, so it was nice to not have to drive at all this weekend.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds painful with your foot
    Crazy golf sounds fun
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Boo to your foot.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lucielle
    lucielle Posts: 11,517 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    While I was away I got my Tragus pierced and keep forgetting about it till I answer the phone and clout it, its now a little bit swollen.  Fed up as not had any hot water since Wednesday, boiler not holding pressure and leaking hot water (its outside luckily).  Plumber has been today and its still not working.  Looks like I'm going to have to brave the shower, annoying as I've been to the gym and could've had one there.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • lucielle
    lucielle Posts: 11,517 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi DAL, all valid points I'll take on board.  WE now have hot water and it seems to have been set at a higher temperature which I think is good.

    Work has been manic the last couple of weeks hence the silence.  We've had a couple of days of 4am starts to get sorted out and caught up.  It didn't help one day to arrive at 4 and at 4.10 the printer packed up.  9 am I was at Argos getting another one.  The old one needed a maintenance box which I'd ordered and its now come home as a backup printer.  

    I had the day off yesterday, OH worrying as I haven't been feeling great.  Trouble was I felt more tired by the end of the day from doing very little than if I'd been at work.

    We've been furniture shopping for the Skye house, couple of comments about the settees not being comfortable.  So bitten the bullet and ordered 2 three seaters and a 2 seater.  These should be coming in September.  In other most exciting news I think we've found a plumber to do the en-suite, that probably wont happen until November.  Still chasing the door people to get the new doors sorted as they can sometimes play up when you try to lock them.

    I've been trying to do more things on a Sunday, this weekend we're off to look at some pods.  This could be potential income for when we move up.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Take care of you.
    My physio uses a pod  :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like you need some downtime. 
    Pods sound interesting
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • lucielle
    lucielle Posts: 11,517 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I was a little uninspired by the pods but I think that's down to me and my expectations.  We both think its got potential and need to measure up and work out how many to get, where the drains are and check out the planning regulations.

    Got the royal wedding next week.  Absolutely dreading it but sure it will be fine.  Currently looking after a hedgehog and going to drop it in to the local wildlife place tomorrow.  Normally (as its no visible signs of injury) I'd get it up to 600g and then release it but as we're going away I thought it best for them to have it.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 28,979 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy your time away.
    Hedgehog sounds interesting
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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