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Onwards and the debt goes downwards!
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All good then
Would just love a back massage.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
It was nice Beanie. Managed to finish the decking round the veg beds, the top soil arrives today so thought it best to get it done. Made a start on getting the garden fence done, should finish that tonight as long as the weather plays ball. Need to re do the gate posts with post crete, DS2 bought a bag last night and we had one left so that should stop them from wobbling. Seem to be leaking a lot of money at the moment but currently adopting the ostrich position.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Very nearly finished!. Fence and new gates are up and in position. Garden gate has been post creted in and needs the hinges moved and new gate latch put on. Roof needs to have bitumen put on and the gaps filled with silicon, then blow the area off with the blower then I can decorate it. Stone garden seat needs re doing. If we can find enough wood from the left overs we'll re plank the picnic table as its getting tired. Decking laid in 'hot tub corner' just need the hot tub. 1 and a bit raised veg beds painted (ran out of paint, very annoying) hopefully DD2 will get some more on Monday. DS1 is coming tomorrow to saw up the left over wood. I need to spray the weeds with weed killer.
Took the dogs to get their hair done and DD2 and I went to the garden centre. Spent £90 on plants (eek) they still need to be planted, tomorrows job. Hopefully going to Booker tomorrow to get some party supplies and booze. Walked 24000 steps yesterday and boy do I ache today especially as I had the PT session.
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
All sounding good.
Hot tub corner
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Massage sounds fabGreat amount of stepsWork in your garden sounds amazingAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Wow, thats a productive day or two!paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 172 -
Well the Garrison has officially been opened and we're all a little delicate today. I now have a new obsession with solar lights. If anybody can give me tips on uploading photos I'll put a pic up, I struggle to do it when ever I try.
We had a cancellation at the cottage and were sorely tempted to go up. We want to take Daisy Digger up as she's going to be kept. However the timing just isn't right as we're busy the internet sales are very busy and it wouldn't be fair on our staff to abandon them at this time. Anyway this morning the week has been booked so that has stopped that little voice from nagging in my head.
The hot tub is lovely, my friend came over on Friday and had a wallow in it. I managed to get some brush screening to put on the fence near to hot tub corner. Managed to bid the shop owner down from 15 to 10 quid as he wanted shut of it.
Not sure what we're doing tomorrow. Got my credit card bill, 800 to find eek
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
All good then.
I upload picures on here from my phone & not the laptop.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I only have mse on the laptop but photos on my phone....
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Just use your phone to login to MSE & upload the picture that way I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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