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Onwards and the debt goes downwards!
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More snow here and I honestly think it was warmer outside than it was in. Managed an early finish, left at 2.30 and I think I've just about defrosted. Lost the internet over the weekend (how careless) BT have been out today to mend it and one on the wires had been chewed, so probably a large fee for sorting that out. Not sure if it was from when we had the puppies or something rodenty has been in and had a nibble. Had to move the router so now Netflix is buffering because the signal isn't strong enough. Anyone techy recommend a booster?
Had quite a few bookings for the house which is great, as long as people are allowed to travel. DS2 really isn't a happy duck, he likes his work but is having real issues with the people he's working with. Seeing your 23 year old in bits isn't great and we've told him to leave. It's not getting any better.
Had a bit of a binge on Saturday, with a takeaway indian and some drink. Well over my calories but back on it on Sunday. I seem to be attached to the exercise bike! We were supposed to take the dogs to be groomed on Saturday but got a call to say the room had been flooded. Hopefully they're in this weekend.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Right thing to tell your DS.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Glad your DS has you to support him. Not nice being bullied. Hope the BT bill isn't too high.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Spent ages last night with DS2 doing a couple of job applications. Fingers crossed he gets somewhere. Nothing much happening here, lots of snow, blooming freezing. Had my spotify upgraded to premium but lost all my songs, so dug out the old ipod and spent a couple of happy hours getting my tunes back. Then went and annoyed the DDs for all 'their' songs I liked but couldn't remember the artists. I only have to walk into a room with my phone outstretched and I can clear it in a nano second!!!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Hope DS get something better soon.
Commiserations on the tech issues.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Fingers crossed for DS.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
BBRRRRR! When DD1 set off for work today it was -12 and when we left -8, currently at -3! She called in on her way home so I've managed an early finish and a defrost. Still battling the stock take but getting fed up with it. I'm on the home straight so need to keep plodding! Should be having a session with the PT tomorrow, now that will be cold as its outside. Weigh in day as well.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Gosh you're brave having an outside PT session in those temperatures... It was about 1.5 degrees here and that's enough to freeze the local lake.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Hope your session goes well
Brrrrrr. I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Session cancelled as its snowed on top of ice. Lost 3/4lb this week at least its a loss. Stayed at home and OH will be home after the deliveries have been made. Hoping to get the dogs hair done tomorrow, weather depending. Will also do the shopping whilst we're out and about.
Paid £150 into ISA the balance is now at £900. I was thinking that when I got to my target of £1000 I'd top up my car fund but I think I'll just keep putting it into the ISA and mentally knock off £1000. This is an account I don't log into very often so out of sight out of mind
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243
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