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Onwards and the debt goes downwards!
Comments
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Well done on the weightloss. Glad that you are slowly catching up too on work.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Spent all day in work but had planned to come home at 12. Never mind got a lot done but not caught up yet from laptop dying. Really tired at the moment so phoned the docs to see when my B12 jab was due as I get tired when that's coming up. Not due till March, so it looks like I'll just have to keep going. Brought some work home to do tomorrow that needs to be done. Foodwise today has been horrific and I've not even had the energy to go on the bike. Need to try harder tomorrow
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Sorry to hear about ds friend, I think I read almost every day about a young person taking Their life. So many suffering without others knowing. My friends cousin did it last year and he was the most happy guy you’ve ever met in your life always just full of silly carry on, dancing and singing all the time so when he did that it came as a complete shock to everyone.That’s a nuisance about the laptop, hopefully you have some hard copies of anything important. You’ve probably used up enough energy being at work today. Time to put your feet up.2
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Sorry it's taking so long to catch up.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Hope that you get your jab soon.
Having no energy is pants.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Busy day today, 125 parcels wrapped and posted. Feet are aching after being on them all day. Managed to sort out a new spreadsheet for the cottage bookings, Just waiting to confirm I've got them all. Hopefully Nicola will deliver some good news tomorrow regarding Scotland reopening. Have been naughty food wise over the weekend but back on it today.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Well done on the weight loss, thats great work! Don't worry about a naughty weekend, get back on it today and the progress will continue!Current mortgage (1 Jun 2022): £289,501 - originally £351,999 got to love London sized mortgages!
OP Goal 2022 = 3.75% in OPs: £6,975 / £13,200
Emergency Fund Target: 3 months saved ✅
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That is a lot of parcels!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Amazing amount of parcels. Hope you get a good recovery on your holiday business tooAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Another not great day. My 91 year old friend is in hospital with a fractured hip that won't heal and has been operated on 3 times to clean the wound, has now got covid and not expected to recover. It sucks, it really does. I feel more upset about this than my mum passing. Mum hadn't been mum fro a long time due to dementia but my friend is a feisty, wonderful lady. So now I feel guilty for being upset. Its a waiting game at the moment but I'm expecting the call at any moment.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242
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