Onwards and the debt goes downwards!

lucielle

I was naughty and posted it on FB.  Glad to see it at 0 and hope it stays that way, though its the card that the Kindle is signed up with and at the moment I'm doing a book every 4 days so there will be some spending on it.  I keep forgetting the next 2 months are council tax free, so that'll go to the ISA.
Going to open up the workshop on Monday and our chap who's currently furloughed is back in.  We've a white board full of people needing our services so it looks like we're 2 weeks behind.  In the meantime we really need to finish stock taking.  Currently doing the shop side which takes forever, hopefully get it done this week.
When I go to the personal trainer on Friday I'll be going onto 1000 calories a day.  I've downloaded My Fitness Pal but really don't have a clue, so if anybody has any pointers on using it please let me know.
The new doors have been installed in Skye house and look good from the photos I've seen.  Already got the invoice for them and paid it.
Went on the Debenhams website and got some more bedding for up there, so nearly got 3 sets which should make turn round a bit easier.
L

savingholmes

Good luck with your diet. 1000 calories a day sounds tough. Is it one of those meal replacement things or are you doing your own thing?

lucielle

No not meal replacements, it's whats been set by the PT.  Absolutely dreading it.  Lost 1/2lb this week and OH managed 2.5lb and DD2 2lb.
Put another £210 into ISA, part of that is the free months of council tax no payment.
L

savingholmes

Well done on the weight loss and the ISA savings. We'll be put our CT free month to debt repayment - but we should be free by late May...

lucielle

Still got the WFT overpayment being paid back.  That's due to clear in August
L

savingholmes

This year - will be great to both be debt free again

lucielle

So first day of 1000 calories and I'm over by 300.  Room for improvement.  Went to the shop this morning and did some more stocktaking.  Took the mutts for a walk and then chilled
L

savingholmes

LOL - that would be me. I've done the what was 500 calorie diet 2 days a week - I always ended up at more like 800. I can't imagine doing 1000 calories day in and day out. I am having a big enough challenge at the moment giving up / reducing snacks... Well done for doing it.

lucielle

The one thing that's keeping me going is that it isn't going to be forever at this amount as that's just not sustainable.  I've done better today and it helps getting up later.  Managed half an hour on the bike but it does give me back ache and I sit on a cushion!
Had all 4 chaps here today which gave me and OH an opportunity to talk to them about our wills which are in dire need of updating.  We have a house in Skye (all paid for) that one day will be theirs.  We wanted to know what they wanted us to do with it and how to divide it up.  I was surprised when they all said they wanted to keep it.  So we have a plan going forwards on what we're going to do.  A bit morbid but better being discussed.
L

savingholmes

Well done for having the discussion. I've had some chats with DS over wills. He's guardian to DD but BIL will step in if needed and will be executor if we both go early...