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Onwards and the debt goes downwards!
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Good to see you 😊
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Hi Lucielle - hope there's some positive movement on the part of the government to help you out. Hope any medical issues resolve too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Phew you're back, was a little worried.
Nice to see you back though and glad things are relatively ok
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Good to ‘see’ you. Sorry health is a worry but glad you’re improving with B12. Stay as well as you can, keep smiling and take care xxx3
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Ah B12 is the easy one to cope with. I am sleeping better, so that's good. Had a small win last week. Gin was due to get her 2nd injection on Tuesday and its all been paid for up front. I phoned the vets to see what was going to happen and basically when things return to normality she'd have to start it all again. I pointed out that I was more than capable of giving a jab and could I have the medicine? The vet ummed and aard and muttered about not having a policy and would phone me back. I also mentioned that I used to work on a farm and have had horses etc. Anyway he did ring back and I got the stuff so just need to remember to jab her on Tuesday.
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Good news on both injections! Glad you can sort pup out. Hope your health improves tooAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/251 -
Hope you’re doing Ok L. Love to you and the family x0
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Thinking of you too. Hope your health and business are doing okay.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Hi everyone. I've not been sulking, honest! We closed the business for repairs and servicing and thought long and hard about the internet side of things. Decided we'd see how it goes and we can do it safely. Well it actually goes very well. Not had a day off since 29th March and working 14 hour days to attempt to keep with the demand #knackered. Ds2 has been a great help with posting and packing DD1 has been coming in before and after work to try and help us keep up. It was so busy after bank holiday we had over 800 parcels to ship. Just about caught up from that and trying to juggle deliveries. I know a supplier is running low on stocks so trying to predict what we need is difficult. I'm not complaining I know lots of people would like to be working, just need 24 hours off.
Remembered to give Gin her injection so she's sorted. Haven't really done anything else except package parcels, eat and sleep repeat.
I'll try and pin my eyelids open and have a nosey at some diaries.
L
Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Good but tiring.
Take care I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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