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Onwards and the debt goes downwards!
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Hope you manage to get DH to swop car.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Pulls up my chair but declines the biscuit unless they are gluten free.Hope DD knee better for lambing, how brilliant she can use the money for the boilerSealed pot challenge 822
Jan - £176.66 :j2 -
People have visited, how wonderful! I'll get some gluten free ones especially for you Dawnybabes. Managed to talk myself into taking the mutts out, just over a mile. Must add it up to see how many I've done and how many to do for the rest of the month. My foot is a bit sore, not sure if yoga aggravated it yesterday. Didn't really enjoy it TBH but I'll keep going. It's not on next week so it gives my foot time to calm down and think about its behaviour.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Just totted up how many miles I’ve done so far this month 23.68 which means I’ve got 13 days left to do 26.32 @ 2.02 per day. I’m hoping when DD1 is up at the end of the month we’ll get a couple of decent ones in. Still it’s better than last month.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
It's looking good. I'm struggling to get out walking (working when it's daylight doesn't help) or get to the pool.
Two miles a day sounds achievable2 -
It does Peb but I’m a fair weather walker and we do get a bit of rain……. Just getting my excuses in now!
L
PS do you have a diary?Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
That's my problem too! Or one of them
No, I never have . I first came on here in I think 2007 as I was seeking advice for a friend who really was struggling. I am lucky enough to not have accrued debt and paid off my mortgage years ago. I read but tend only to comment when I think I have something useful to say.
I was in more in lockdown coz no work then I was ill and not working for about a year so on more then. Currently on a week's leave before starting a new job so more popping on than usual1 -
Ooh new job sounds exciting. Hope you’re ok now health wise.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Hi Lucielle - I had a couple of days away from diaries. Catching up again now. I can't have biscuits right now unfortunately but meringue or jelly could be an option.
Love the photos you shared.
Well done at work. Not easy when you feel out of your comfort zone.
How long is DD due to be up with you?Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/251 -
She is working from up here for 5 days and then a few extra days off plus the bank holiday weekend. So lots of time for her to find punishing walks for us to do.Gosh it’s very windy today and cold. I tried to empty the ash pan but I think most of it has blown back in the house.OH has agreed to swap cars, just hope he remembers.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242
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