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Onwards and the debt goes downwards!
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She's a beauty.2
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Congrats. She looks beautiful.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/251 -
It’s a lovely day, just waiting for the washer to finish and that can go on the line. Had a nice win on the PBs which makes up for last month.OH is off and planning on some outside jobs, I’m stuck in the office. Only got 1 shift at the b&b which is Saturday
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Hurt my leg last night whilst outside helping OH. He was on the digger getting the boulders out the lawn that catch the mower blades (some of them were massive). We were trying to get these mini mount Everests into the tracked wheelbarrow (basically a motorised wheelbarrow with gears and tipping mechanism). I was attempting to drive this, had it in reverse didn’t realise quite how close I was to the ride on and basically trapped my legs between the 2. Think it’s just bruised but it could’ve been worse.I have succumbed to a couple of items off the Roman website, they’ll be good for holibobs.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Wow, it sounds like you were very lucky.Passes arnica.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Eeek that sounds like a very near miss / almost worse incident. Hope your leg recovers quickly.
I succumbed to Roman this week too - but the items haven't arrived yet.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/251 -
@savingholmes I think I’ll hold you responsible for the clothes purchases!LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
Sorry that the weather is awful for lots of people but just had to post this. Sat outside with a coffee, dog and ball thrower and everything feels good. I’ve got some painting to do. Just waiting for the dew to dry off. I ordered some 1 tonne potato boxes which have arrived flat packed, these need painting, assembled and then they’ll be used for log storage. We had a wagon and drag deliver our tree trunks which need sawing and chopping. So no rest for the wicked.Getting some quotes in to have a stove installed. I wanted something a bit different but think I’m going to have to compromise.Currently grilling some aubergines to have a bash at making Patlican Esme a Turkish dip I love. Quite like the air fryer and Alexa helps with timings and temperature
Hope you have a good day whatever you get up to.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244 -
That’s some view. 😎I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Wow what a great place for a coffee, absolutely beautiful!Glad you're enjoying your move up there.H x2
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