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Onwards and the debt goes downwards!
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I know its niche but I quite like sun dried tomatoes with veggie pasta. A year ago I bought them for 60p. Now they are at least £1 higher. Food inflation is scary.
Good news on the glasses and holiday entitlement.
Hope you enjoy the theatre and DH's operation goes well.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Thanks SH. Theatre was good and I hadn’t realised that Joe Absolom was the lead actor.Currently having lunch in spoons waiting for the phone call to say the pick up is ready. I’ve bought my first Christmas presents to be stashed away and I’ve also got a couple of bits for granddaughter. I won’t tell OH about those as he’s superstitious about tempting fate before she arrives. DS1 and GF are due back off holiday in the early hours, they’ve been enjoying 26 degree heat lucky bug*gers!I’ve got a phone call scheduled in for tomorrow afternoon, for a potential job in Skye, just a chat but will see what happens.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1242 -
Remind me when your DGD is due?
Good news on Skye chat
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
If all goes to plan Beanie, March. These babies are unpredictable critters!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1241 -
They are indeed!lucielle said:If all goes to plan Beanie, March. These babies are unpredictable critters!
L
My DS was a month early!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
@lucielle exciting about your looming GC! Reminds me of the joke that if the wise men had been women, they would have turned up on time, with useful presents, and a casserole; and they'd have washed up. Love Humdinger xx1
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Exciting that Skye move also looking a realistic optionAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
3
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Good luck with the job hope it works out for you.*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
Looks like I’ve got a job in Skye, starting in June. Do need to have a meeting before then. So that means I’ve got to factor a trip in (shame)! Had a speedy few days, bought some new tops, in the sale. Managed to bag an M&S one for a fiver, got some new accessories and 2 pairs of jeans half price. It does mean the credit card won’t have a zero balance.Took DD1 with me to get the dogs hair done and she got some billy bob bargains in the charity shop and some fab outfits for when she starts in the office. It was the pups first time at the groomers and she did very well.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1244
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