Making changes to become debt free

Poppy1984

Hello, things feel so slow at the moment. I can't really move anything on the debt front at the min which I find frustrating.
My EF now stands at £281.57 I'm desperate to get it up to £300.
I'm trying to spend as little as possible this month. So far I haven't spent a penny of my £200 spending money budget. I do have a birthday celebration coming up that I have budgetted £20 for that and I have a wedding the week after which I'm thinking £20 budget too. If I can get to pay day (15th April) with £160 still in myspending budget I'll be happy with that! Ideally I'd like to pay £200 off my next account so that would go towards that. I don't have much money left in my shopping budget this month £69 left for the next two weeks so hopefully that should be ok though as I have plenty of food in my freezer and I don't need any house cleaning products or toiletries.
I want to find some more things to put on eBay to raise some more money I can throw at my debt.
Had a good chat with my partner at the weekend about finances he's been so supportive, he knows about my debt and is on board with budgeting etc. Although we don't live together so it's not massively affecting him at the moment.
We went out for a walk at the weekend and in the past we would have popped into a cafe for coffee and cake but this time I made a batch of scones so we took some of those and a flask on our walk which saved us about £10! We're trying to do this more now as we can still have a nice time but don't have to spend money in cafes and restaurants etc!

Poppy1984

Hello
So a bit of an update.... My Next account is now paid off and closed!!!!! Wooooohoooooo :T :T :T :T
I have used my emergency fund to pay it off, psychologically I just wanted rid of it.
So my EF now stands at 0 but on the 13th April I will be putting £200 into it so not too bad. No emergencies in the next 10 days please universe!
Now that my next account is paid that will free up £30 so I will be able to put £80 a month towards my very account rather than £50 and start concentrating on getting that one paid down.

redofromstart

well done on clearing and closing the next account!

Poppy1984

Thank you can't wait to get the Very paid and closed x

MeenaM

well done on closing the Next Account and now you can smash the Very one, keep going!

Poppy1984

Thank you, it's a slow journey but I'm still going. I haven't much to report really, just plugging away. Selling what I can, doing surveys and scanning receipts to make a few extra pennies here and there. My emergency fund is back up to £220 now and I've paid a bit of my very it's just a long road really.

MeenaM

Hey Poppy , just checking in and see that you have been doing great at reaching your goals , very well done to you!