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Making changes to become debt free

Poppy1984
Posts: 628 Forumite


Post deleted
19-02-18 Total Debt £30,322
17-12-21 I'm Debt Free 🎉🎉🎉🎉
17-12-21 I'm Debt Free 🎉🎉🎉🎉
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Comments
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Hi and welcome
good luck with your journey , I know the teenager with hollow legs syndrome!
do a budget where you allocate every single £ will def help and do your best to find extra money to pay towards your debts , for me paying min on debts and attacking the smallest one first has been successful so far , can you sell anything? extra money from any where eg over time etc?paid off £27,527.47 debt free journey began Nov 2017 DEBT FREE 13.09.2019!! EF £3500/£50000 -
Why are apostrophes showing as !!!8217;s ?
I am posting from my iPhone19-02-18 Total Debt £30,322
17-12-21 I'm Debt Free 🎉🎉🎉🎉0 -
Morning I have been a busy bee this morning and raided my money box and penny jar.
I have counted it all out and there is £100 I am going to put into the bank and pay off my next. I also have a couple of things I can return that mount up to £90 so I!!!8217;m going to take £10 out of my spending money budget so I can round it up I £200 off my next balance taking it down to £400 I!!!8217;m pretty chuffed with that.19-02-18 Total Debt £30,322
17-12-21 I'm Debt Free 🎉🎉🎉🎉0 -
Decided to get back into doing surveys I did a few earlier on in the year earned £30 in amazon vouchers over a few months then got fed up. I logged into valued opinions just now and completed a £1 survey to my surprise I had £10 on there so I'm pleased with that, I think I will use it as a bit of a Christmas savings account and whatever I have earned up until xmas cash in for amazon vouchers and use it to supplement my cash xmas savings.
I usually end up going massively over my budget at xmas and putting things on my next or buy now pay later very account but I wont be able to do that this year.
As soon as I have paid the accounts off I'm closing them.19-02-18 Total Debt £30,322
17-12-21 I'm Debt Free 🎉🎉🎉🎉0 -
I cant sleep im exhausted but my minds whizzing.
I worked out today I spend approx £370 possibley more on family, friend and children for birthdays this doesnt include my own DS (whos bday and Xmas I save for)
The thing is Ive never saved for the others just bought people regardless of whether I could afford it or not as I always felt it was the right thing to do.
I am going to have to approach people and explain I cannot do this anymore. The thought of doing that makes me feel like crying and also feel sick. I feel so guilty as there are friends who have always bought my DS when they were childless and now have children. So I feel as though I am saying you!!!8217;ve bought my DS all these years now you have children I can!!!8217;t afford it anymore. Also there are friends that we all always club in as a group £20 each to buy a joint gift and give it to the person when we are out celebrating their birthdays so I!!!8217;m going to feel the ultimate Scrooge when they open their present that I!!!8217;ve not contributed towards. Also going to their childrens bday partys empty handed feels rotten.
I know I have no choice but to do it but I really dont know how Im going to Broatch it. A couple of my single friends have mentioned several times how they dont have husbands / bfs to buy them presents so every present they receive is precious. I am in tears just writing this but I know its something I have to do and should have done a long time ago19-02-18 Total Debt £30,322
17-12-21 I'm Debt Free 🎉🎉🎉🎉0 -
Hi diary, I know no one is reading but it!!!8217;s helping me just getting my thoughts out.
Surveys are dripping in slow and steady.
Haven!!!8217;t spoken to people about money yet still scared about that but it needs to be done.
I!!!8217;ve downloaded the car boot selling app so hopefully can sell some bits n bobs on that as I!!!8217;ve used eBay a bit but find the fees crippling. My plan is anything I earn from selling to pay off my next account.
Still feeling very anxious and struggling to sleep and concentrate at work.19-02-18 Total Debt £30,322
17-12-21 I'm Debt Free 🎉🎉🎉🎉0 -
Just popping in to say hi and good luck!
Are you just going to be taking your pennies into the bank? I have loads but paranoid about walking into the bank with bags of change :rotfl:Just trying to make up for past mistakes and work towards the future I want :hello:0 -
Hi thank you for popping by. I bagged them up in money bags from the bank. But my bank will only let you deposit ten bags a day x19-02-18 Total Debt £30,322
17-12-21 I'm Debt Free 🎉🎉🎉🎉0 -
Hi thank you for popping by. I bagged them up in money bags from the bank. But my bank will only let you deposit ten bags a day x
Glad you said that you got the bags from the bank - I was going to buy some but have now been in and picked some up from them :rotfl:Just trying to make up for past mistakes and work towards the future I want :hello:0 -
Oh good, let me know how much you get bagged up x19-02-18 Total Debt £30,322
17-12-21 I'm Debt Free 🎉🎉🎉🎉0
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