We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Prosperous soul in the making
Comments
-
Fantastic news for your DD - well done her on getting the job. Looking positive for your DS too.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 174 -
DS was always going to land on his feet, he has that gift. Once he masters saving and rainy day planning, you've nothing to worry about.
You're forward planning, which is always good. It allows time to see what needs to be done and when, setting achievable steps along the way.
Health and fitness go hand in hand, keep going for the walls, taking in small and big details, smell different flowers and creating a mental folder for rainy days.Mortgage started 2020, aiming to clear 31/12/2029.4 -
Thanks MF and HSL
Ds just offered perm role in London but can start by working remotely. Good money as a recent graduate so things are looking up. Starts a week on MondayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/256 -
Great news on the jobs, I hope they work out well.
Hope you've got a nice relaxing weekend planned.
H x3 -
Great news SH.
Hope you're doing ok.Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
3 -
Fantastic news!
Perhaps it's nearly time to book another long weekend and go for an exploration somewhere.Mortgage started 2020, aiming to clear 31/12/2029.3 -
What great news about DD and DS . Does that help with plans for where you and OH might want to live in the future?5
-
Great news on the jobs
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
£78 paid off debt
Still doing lots of steps
Life very busy currently....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/257 -
Well done on the debt repayments and the steps. Hope all is going well otherwise as well "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards