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Prosperous soul in the making
Comments
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Ooh me, me, me can you pm the link!
Exciting, well done H x2 -
Congrats on the sales!
We're going into Tier 4 too
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
All sounds very exciting 😁 please PM me the link too, I need to read more during 2021 so your book can be top of the list! X3
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Thanks Dancing, JWIL and HM
Well DH went and hurriedly swapped presents with his Mum before we go into tier 4 tonight. Stayed on doorstep. So I now have some £ in my proverbial pocket which is nice. DD has repaid me another £60 and because she won't be going to the gym in Tier 4 - I've knocked £17 off her debt for that too. However - the kids, DH and I all wanted cash swapped for digital £ so we can spend it without leaving the house - so when my cleaner returns I think I will be paying her cash again for a while. Not sure she'll be able to come next week if the schools are closed as one of her is still at primary school and she has limited childcare options. If she can't come that will leave me more £ to throw at debt. Same too for hairdresser. Got to take your wins where you can find them.
I've discovered that Am**** have a dashboard so I can monitor my sales. I will need people to leave me positive reviews. Once I have some I hope to pay for some internal Am**** book promotions to try and attract new readers.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/268 -
Well done SH - that’s a fantastic start to 2021🥳🥳.paydbx2026 #19 £422/£6000 . Mortgage start £148k June 23 - now £135k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.173 -
Thanks HSL. CC3 just took usual £75 payment - so squeezing under the line with £15212 outstanding debt at end of 2020.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/265 -
Smashing the debt.
Book sales have got off to a very good start and will keep moving upwards.
Here's to a fantastic 2021!Mortgage started 2020, aiming to clear 31/12/2029.3 -
Pm a link to your book. I have kindle unlimited so if it's on there I will give it a go 😁Debt free Feb 2021 🎉3
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Thanks DAL. It is on KU
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/262 -
Started reading the book, love it so far! I will leave a review x
Well done on all the debt dusting, house renovation and writing this year. Sending you all the very best wishes for 2021, minus the reed diffuser
H x
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