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Prosperous soul in the making

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Comments

  • jwil
    jwil Posts: 22,479 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope today went well and you got your long lunch break or early finish.  Well done on the dog walk!

    My work recently asked who wanted to go back to the office and who was happy to stay at home.  I think there is a pretty good mix of both so hopefully it's the same your way.  I'm hoping long term for 3 days at home and 2 in the office.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • hugglemonster
    hugglemonster Posts: 1,245 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Glad dd likes her new phone and she is helping you lots with the fencing, be careful you don't overdo it!

    Brilliant that ds got his work in on time, that's a long time for you to check it over - I hope he made you copious amounts of tea.

    Hope you managed to get  a good night's sleep, H x
  • Well done on all the the gardening. I have a ton of fence panels that need painting as well. Fancy popping round when you have finished yours? :D
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • lucielle
    lucielle Posts: 11,593 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like all your hard work is paying off
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Boiling here today. I saw my friend and we sat under her large parasol in the garden so that was nice. I nipped to a W1ck3s but despite their website saying they had some they didn't have the fence paint I want. I did buy a different paint for indoors but DS didn't like it so now really unsure. It was well socially distanced though and there were no queues until I got to the till. In better news did managed to get the sand DH wanted so he can hopefully make progress with the metal shed. Potentially still need flags though unless he just raises the existing ones and puts hardcore and sand underneath.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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