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Prosperous soul in the making

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  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Dieting is so hard isn't it . I lose and regain the same 10lbs each year, well twice a year. Happy 50th ( it was mine in March ) lets hope the latter half of the year is better than the 1st .
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Your garden is doing what you want it to, produce edible items.

    DS sounds like he has landed on his feet and will adjust to his meds. I don't blame you for paying the family to pitch in and do some housework, it all helps.

    Everything is still crossed for the IFA to come through for you and I'm not surprised you have taken a breather from your book.

    Everything will come together!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well having gained weight earlier in the week - I've lost 3lb since Monday just by cutting back so really happy with that. I feel I am getting my head more in the game work wise so that's also cheering me up. The garden is looking better every day. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Tahlullah.H
    Tahlullah.H Posts: 1,227 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Everything seems to be going your way, steps forward and back, but you are moving forward!  Glad you are getting your head round to work, it will be easier when fully back into the game.
    Enjoy the garden and good luck with the patio financing.
    What I do not give, you must never take by force.
    Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
    God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young.
    Linkin Park
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Burning is quicker and the cooled ash can be added to your veg beds.

    That's good news about your job and being able to continue working from home.

    DS was always going to find a way of working, it's in his nature and I've everything crossed he secures the new bid.

    DD meeting up with friends is good, I didn't think she would for a while yet. Hopefully she will feel better in a few days. Maybe she should meet up for a shorter time and build up a little bit each time, rather than push herself to stay out.

    I'm sure you will find some lovely summer clothes and quite possibly where you would never even think to look!

    I hope you have a relaxing day today.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • doingitanyway
    doingitanyway Posts: 10,066 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    All sounding good at yours. You seem very aware of your spending so I'm sure you won't stress-spend.
    Have a good day.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    All your planting sounds productive. When you have homegrown leeks, you won't want shop ones again!

    The neighbours will sell as if it's anything like yours sounds, its a proper family home and step up the ladder. You've got a few years to make your move and meet your plans.

    Perhaps DDs task should be broken down and told about working a week or month in hand before getting paid! So her 'paydate' falls inline with yours a DHs 😁
    Mortgage started 2020, aiming to clear 31/12/2029.
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