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Prosperous soul in the making

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Comments

  • savingholmes
    savingholmes Posts: 29,219 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Other good mse news - DH has just had £95 confirmed with £co for switching BB provider!
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
    2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
    3) 44.5/82K = 54.26% AVC Goal by mid 2028
  • MovingForwards
    MovingForwards Posts: 17,182 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Happy birthday, the first day of your new journey and this one is going to be exciting!

    Have a wonderful day 🎂
    Mortgage started 2020, aiming to clear 31/12/2029.
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Happy Birthday have a lovely day. 
  • Enjoy the start of what I hope will be an amazing year for you
    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • doingitanyway
    doingitanyway Posts: 10,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Happy Birthday. Enjoy your day :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Have a good day! 
    Debt free Feb 2021 🎉
  • Happy birthday holmes! :sunglasses:
  • hugglemonster
    hugglemonster Posts: 1,245 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Happy birthday hope you have a lovely day!

    H x
  • Chrystal
    Chrystal Posts: 2,034 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Wishing you a lovely Birthday and sending all good wishes for a Happy, Healthy Year ahead. X
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • Tahlullah.H
    Tahlullah.H Posts: 1,234 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Have a great one SH!
    What I do not give, you must never take by force.
    Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
    God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young.
    Linkin Park
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