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Prosperous soul in the making

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  • EssexHebridean
    EssexHebridean Posts: 24,437 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Wow productive indeed - and I'm feeling quite envious of your garden which sounds fabulous! 

    Sorry to hear that so many people are having problems with prescriptions - I'm at the end of my repeat and do wonder whether the surgery will just extend without an appointment - all three items are long term although I am meant to have regular blood tests, but nobody ever bothers referring me for them. If they insist I need a blood test this time before the repeat is reissued then I'll be making a flipping good case for absolutely not wanting to go anywhere NEAR either of the hospitals right now! I'll need to  check the date my next issue would be due at some point so I can get the request for the extension in on the dot in case I need to have a telephone appointment anyway - it certainly won't be in person at the surgery at the moment. I do want to get the best value from my pre-payment card though - I get a three monthly one roughly every 5 months  and can usually space my prescriptions to fit within those times which is handy. 

    On the coming off HRT thing SH do plenty of research around the reasons the GP is saying it - there are a huge number of benefits to being on it so you do need to be sure that you feel that coming off it is the best thing for you. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
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  • hugglemonster
    hugglemonster Posts: 1,245 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Wow a busy weekend, I didn't do much at all yesterday so made up for it today. Hope you get all the meds sorted.
    H x
  • badmemory
    badmemory Posts: 9,744 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    With the HRT if they won't let you stay on tablets they may allow you to have patches.  My sister still uses them & she is 70.  An extremely fit one mind you!
  • becky170
    becky170 Posts: 879 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Hi Savingholmes, just been catching up with your diary. Glad you're making the most of your garden during lockdown. Hope you manage to get your prescriptions sorted so that that's one less thing to worry about :)
    Mortgage-free wannabe 2025 £571/3000
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks Becky and Bad Memory
    DH took DS to the chemist for me. Got 2-3 months supply of all but two drugs - 1 of those they are only allowed to give 28 days at a time. The other was patches - the chemist said wouldn't be able to get them for months! I am thinking of alternating days and coming off HRT if I can as I am now on a lot of meds and therefore at higher risk... It was a relief to get the rest of the meds.

    I used some gold spray paint on some dried stems yesterday and sprayed the canvas beneath them. I then brushed the stems with purple paint and used them to try printing. Some were more successful than others - but I enjoyed it and slept more quickly afterwards.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    The meds situation is a concern, I've had one of mine swapped out. I was previously taken off it as I get constant migraines on them.

    I'm glad you have managed to get what you needed. Would it be possible to leave the patch on for an extra day or so before replacing it? That way you still get a small benefit and can make them last a bit longer? (I will admit I know nothing about HRT)

    Your art sounds good, how is it looking today?
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Will post a photo later. Currently awaiting a call from consultant. Nearly an hour late. Not judging just reality. I rang to check they have my number after 30 mins. They do. Hard to focus on my work while I wait for the call though.

    Bright sunshiney day outside. Not gone out yet. Dh took pooch for a walk earlier. Thankfully DS cooked English breakfast for lunch. He is a great cook. DD is helping with the washing. DH and I both trying to work but hard today
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well got call eventually. There had been confusion over who was ringing me as person off sick. They had MRI but said report was missing. They will get report and call me back in the next few days. Also see paintings from last night.

    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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