Debt free Munchin!! Now to stay that way.....

Lilith1980

Do you know when you'll hear about the interview, Munchin? I bet you just want to get it done?

Munchin

MM3

Hi Lilith - interview is 15th August_pale_ and it could be officially up to a week before I hear but I know that I will find out unofficially probably the next day. I keep doubting myself and worrying about the competition but all I can do is my best.

So I've had another thought on the money mindful month (it hurt ). I will continue to record what I spend but that also makes me feel guilty for everything I spend , so I'm going to record the things that I consider 'frittering' and then the plan is month by month I fritter less. So today I know that I didn't make a lunch and nothing appealed to me this morning so I will have to buy lunch today so that is my first fritter. The things I consider frittering are -

1. Magazines
   
2. Unplanned lunches
   
3. Clothes (unless totally done)
4. Shoes (unless totally done)
   
5. Cosmetics (unless empty)
   
6. Impulse purchases
   

This seems like a short list but I will just keep adding to it as I remember things. Yesterday on the train I was reading a local fashion blog and the lady had a new dress which was only £22.99 in New Look. I clicked straight over to see if it was in my size and then caught myself on. I've unfollowed her blog as that was such an impulsive thing that I nearly had it bought before I thought if I need it or if it would even suit me and the small fact that I'm not supposed to be frittering .

Ok boss is in so that will put a stop to my ramblings for a bit

Update - Fritter - £3.80 on lunch. No other spends

Munchin

MM Day 4

Morning :wave:, I'm a bit tired today. We went to Evita last night and it was amazing. I managed to park nearby and I spent £14 on parking, wine for my Mum and water for me. Quite a cheap night out. I got home about 10.30pm and I wasn't tired but sat up reading to near 1!!. I'm feeling it now and it's my own fault.

Today, pup & I have been out for a run but haven't done much more than that, so I better do a list to motivate me.

I have a cold sore starting on my lip!!! I don't need that especially before an interview.

Plans today-

• [STRIKE]Tidy house (hoover, polish etc)[/STRIKE]
  
• [STRIKE]Iron[/STRIKE]
• interview prep
  
• [STRIKE]Grocery shop[/STRIKE]

Munchin

Monthly budget - Aug 18

Groceries - £[STRIKE]100[/STRIKE]/£11.77 spent
Eating out -£[STRIKE]40[/STRIKE]/£13.80 spent
Household & Misc - £[STRIKE]£40[/STRIKE]/£4 spent
Diesel - £[STRIKE]80[/STRIKE]/£16 spent
Work - £[STRIKE]100[/STRIKE]/£32.75 spent
Gift/Event - £[STRIKE]50[/STRIKE]/£20 spent


August fritter - £

Munchin

MM Day 5

Evening - I managed an NSD today .

OH & I went to the coast again and pootered round a wee village. Managed to eat out of store cupboard and freezer, so being mindful with the pennies.

I have my lunch and breakfast ready for tomorrow, and hopefully I will have another NSD.

Munchin

MM Day 6

Frittered today - £1.99 on an Amazon book. I had read the first book which was free but wanted the end of the story. I try to read either free or charity books but this one caught me out.

Mon over and done with and I had a few spends - cereal bars for work, 2 birthday cards and 2 stamps. Not massive spends and all planned.

Munchin

MM Day 7 & 8

Oops I missed my update for yesterday but thankfully it was an NSD. I went to yoga last night and managed a lovely early night afterwards.

Today so far has been an NSD. I went for a walk round the shops with a colleague at lunchtime but left my purse in the office so that I wouldn’t be tempted.

My boss has let me prep for my job interview during my work hours, so I have all my examples written down. I now just need to get it off the page and into my head.

I met friends at yoga last night and we are planning a night out next weekend. Hopefully it will be a celebratory night out if I get the job.

Lilith1980

That's good that you're able to prep at work. I'll be keeping everything crossed for you

Munchin

MM Day 9 & 10

Hi Lilith, my boss is great and she has also applied for another job, so I can see why she is encouraging me.

I’ve not been well these last few days and have just gone to bed early and slept a lot. I thought it was my IBS but feeling sick isn't usually part of that. My sister is now sick with the same symptoms so it must be a bug. The positive is that I was able to sit and do Prolific surveys and now have over £20 to cash out.

No spends on Thursday but I frittered money on lunch yesterday:o. A number of colleagues and I had applied for promotion and we all sat the first stage which was a test. We got results yesterday and I passed which means we go to stage 2 another test (this is different to my job interview next week). Some colleagues didn’t pass so we went to lunch to commiserate...£17 spent in total:o.

I also bought new sandals on my House of Fraser voucher to use it up. I had heard they were in difficulties so spent the voucher. Sandals haven’t arrived so waiting to see if they were despatched before the company went into administration.

Today’s plans -

• Run
• Beauticians
• Hairdressers
• Meeting with builders (volunteer thing)
• Tidy house
• Interview prep

Tonight we are out at an 18th birthday party

Munchin

Monthly budget - Aug 18

Groceries - £[STRIKE]100[/STRIKE]/£38.96 spent
Eating out -£[STRIKE]40[/STRIKE]/£13.80 spent
Household & Misc - £[STRIKE]£40[/STRIKE]/£14.91 spent
Diesel - £[STRIKE]80[/STRIKE]/£46.66 spent
Work - £[STRIKE]100[/STRIKE]/£38.25 spent
Gift/Event - £[STRIKE]50[/STRIKE]/£50 spent


August fritter - £18.99