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My journey to a debt free life
Comments
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Great about DD. That must be a relief for you both xSeptember 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x2 -
Good news about DD what a relief for you both2
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I'm so relieved DD will be able to stay with you OBL
. Financially it will be much better for you both and it would have been very lonely living on your own when you can't have a social life. Now you can focus on getting your floors, etc, done
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS2 -
Hi everyone, we are both very relieved that she is staying put for now 🎉🎉like I say I do know she is going to move out at some point but right now is not the best time for either of us
I woke up very late this morning so apart from walking B I haven't achieved much at all. It's a horrible windy rainy day here but I was determined to go for our usual walk through the fields so B wore her coat and took my big umbrella and off we went. The horses on my route never really take any notice of me when I'm walking past but today they were very interested and I think it must have been my umbrella, they were edging closer to look at it but were obviously nervous of it, it's a see through one so not bright colours or anything. I put it down to see if that made any difference but they looked like they were wondering where it had gone 😀I talked to them for a few minutes but me and B were getting wet so I had to leave, I didn't want to spook them either but it was quite funny
I'm now trying to talk myself into going up the garden to sort the 🐓🐓 I really don't want to go back outside though 😟
I am going to have a look at my bank account when I get back in so that I can transfer any savings over into the relevant accounts.
I am also going to have a go at making macaroni cheese for my tea,I was supposed to be making bolognese but I don't fancy it now, they only thing missing from my cheese sauce will be a bit of mustard because I forgot to get some but I'm sure it will be ok. I really need to sort my herb and spice cupboard out because it's not very well stocked due to me not cooking from scratch normally, I would like to make the effort more often though and I'm trying to get together some cheap and easy meals that I know I love and that I know I will makeOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8944 -
Glad to hear DD is able to stay local , must better for everyone.When are you thinking of having your floors done ? Do you have an idea of cost already ?I don't blame you not venturing outside again it is a bit chilly out there , well it is here in the North .Enjoy the rest of the weekend.Life is an adventure, never stop exploring.2
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It's really cold today. That's interesting about the horses. They must have been curious x
September 2017 Debt = £25330
Starting afresh.
You can do anything if you put your mind to it. x2 -
It would be lovely if you could build a little relationship with the horses you pass on your walk as I know you have an empathy with them.Brilliant news about your dd being able to stay at home. That’s your cue to get the jobs done before she moves on.....and if she stays longer - maybe throw some at the mortgage.
Enjoy the rest of your weekend.January spends - £587.584 -
milann said:It would be lovely if you could build a little relationship with the horses you pass on your walk as I know you have an empathy with them.Brilliant news about your dd being able to stay at home. That’s your cue to get the jobs done before she moves on.....and if she stays longer - maybe throw some at the mortgage.
Enjoy the rest of your weekend.
It is brilliant news about DDs placement 😊Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8943 -
Sunshine_girl2 said:Glad to hear DD is able to stay local , must better for everyone.When are you thinking of having your floors done ? Do you have an idea of cost already ?I don't blame you not venturing outside again it is a bit chilly out there , well it is here in the North .Enjoy the rest of the weekend.
I also really need to paint everywhere before I get them done but this depends on me finding some energy from somewhereOriginal Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8944 -
God my moods are so up and down. I went to bed last night and felt really down in the dumps😟 I think it was because I watched a film on ITV 2 that was sponsored by The Harry Potter Experience so it kept coming up in the adverts about visiting, anyway I noticed all the people in the advert were wearing masks like it's become the norm and this is how things are going to be from now on, It really bothered me, DD said it was probably because it was a new ad made during lockdown which makes sense, they were taking photos of themselves with their masks on and just thought are we going to be able to see people smile ever again 😟
This morning I was late for work because I set my clock for the wrong time 😳so woke up late, I had to send my taxi away and reorder another one, I did manage to only be 20 minutes late, I was panicking because i knew they would need to to sit with a patient and we are very short staffed. It was ok in the end and I had a very nice productive shift, I managed to check all my emails, do some E-learning and copy all my upcoming shifts into my diary while I was sitting with my patient. I left work feeling a lot more positive than when I woke up
I now have two days off and so far I'm not sure what I'm doing,I'm giving up making plans because I never feel like doing them the next day. I'm just going to wait until I wake up and decide then 😊Original Debt Owed Jan 18 = £17,630 Paid To Date = £6,736 Owed = £10,8946
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