NST February A FOREST ADVENTURE

dolly84

laurenh1 wrote: »

good morning turtles

today is a spend day- off to get the kids feet measured & get shopping in. so I am still on 17.

I have had a slight disaster with Tax free childcare , after a year of issues I thought it was sorted but it seems to have stopped working again. the way it works is; I pay money into it, the govt (which I shall withhold my opinion of) top it up with 20% & then i set up a payment from that account to my childcare provider. I have 1 account per child.only one of them hasn't sent my money . it was supposed to yday but didn't , so I have set up a payment to go out today but again it hasn't. bottom line- not only am I missing the govt top up but the account has £500 of my own cash that I cannot access. My eldest childs payment has gone out no problem but my youngest's hasn't & my payment is due next week. we have a small EF but the reality is that I am working for nothing until my son goes free in September & if this doesn't work I am losing cash at a rate I just cannot afford :( I cannot believe they can do this to people. or imagine what people do if they have no spare cash.

hub did get £50 tips last night which leaves our EF at £900 & I ordered a potty for my toddler with some vouchers work gave me. little wins.

off to the beach today for fish & chips , stick of worrying about childcare costs & determined to try not to panic & enjoy my day with my gorgeous boys.

Oh no, what a shambles that whole system is. This is how people could end up with a pay day loan to try and bridge the gap.

dolly84

sashanut - you know the end is in sight when the forsythia shows it's face.

apple - could you share your vegan recipes, I'm always looking for new and easy recipes.

Have spent way too much this half term and it is mainly on food. We have £10 left for today and the weekend so we will have to do some free things. DH has taken our other car into the garage this morning, it has a couple of faults but it is only 18 months old so will be under the warranty. I baked some Anzac biscuits last night, I decided to not buy biscuits this week and make them in a bid to reduce waste but I still had to buy coconut in plastic:mad:.

DD is having a friend to sleep over tonight but I'm not doing anything special, they are going to walk to the co-op and get some sweets and I'll just leave them too it.

DD is having her bedroom decorated in the next few weeks, the last time it was done she was 7, she is 14 now and not at all into pink so there is a lot to change, I picked up a large wall mirror this week from a charity shop, it has a solid pine frame and is in very good condition, I paid £5 for it, I am going to make her some new curtains and paint her bedside cupboard but it is still going to be a fairly costly re-vamp.

Sold one of DD's items on ebay last night which netted her another £8, I wish someone would photograph and list my items, answer queries, pack and post them and just give me the money.

Calling14

f0xh0les wrote: »

Every time you get dressed remember, if you die, that is your ghost outfit forever.:rotfl:
.

No pressure there then:eek:

Yesterday decent food shop Sainsbobs and bought 2 tops in the sale. However had £40 in vouchers thanks to surveys so only cost me £11:D

Quidco payment £23


Decided to go ahead with french doors, will keep that figure as a seperate debt to my rest. Always wanted them since I moved in and plan I will be able to sit in my dining room, enjoy sunshine(south facing) with doors open. Bit of haggling and got a good price plus now including a downstairs toilet window which is knackered.:D

Club biscuit day:D:D:D giving blood later so brew and one after to look forward to.

Back in a bit. :cool:

Calling14

Back with my up to date totals, food think slightly over, not planning to buy much more before end of the month, need ice cream so may buy co-op meal deal. I like pies:o unfortunately :eek:

Hoping snow is only here beginning of the week as trip to see Paul Weller/ Manchester next week. So excited a night out.:j

NSD - 11 including today
Food £84.51/£80 oops still very pleased with my spends as freezer was empty
Petrol 40/40
ME upkeep(hair/make up)- 13/10
Clothing 10/20
Social - 32/50
Money gained surveys/extra income this month/quidco - £177..81
Credit card payments this mth - £439
New Blinds to paid for £224/£224 and fitted.

Promise to run a challenge soon, catching up on work front slowly:)

apple_muncher

dolly - https://www.buzzfeed.com/kiranshahbaz/21-insanely-easy-three-ingredient-vegan-desserts-1zvbq?utm_term=.wtn74R5lE#.hu4X8zy5Y

I've made the brownies and the cookies as I wanted some treats that meant that I wasn't eating dd'd gf/df stuff, and that weren't full of sugar. And since dd doesn't like bananas, I'm not stealing her stuff.. Yum!

dolly84

apple_muncher wrote: »

dolly - https://www.buzzfeed.com/kiranshahbaz/21-insanely-easy-three-ingredient-vegan-desserts-1zvbq?utm_term=.wtn74R5lE#.hu4X8zy5Y

I've made the brownies and the cookies as I wanted some treats that meant that I wasn't eating dd'd gf/df stuff, and that weren't full of sugar. And since dd doesn't like bananas, I'm not stealing her stuff.. Yum!

Thank you.

thriftylass

Hi,

just a little cheer :j and Hello :hello:from the sidelines. February went ok so far.

HOWEVER, turned 40 this month and am not debt free as planned. So I will join again next month. The CC is paid off but some family debt is left. And I WILL stop lending DH money.

I'll keep my eyes peeled for the new challenge.

See you in March
TL

f0xh0les

NSD 15 done and dusted!!

Rang remortgage bods and they quickly did what they were supposed to do 3 days ago while I was on the phone. Should have confirmation on Monday of change of provider on Thursday - why do they have to leave everything to the last minute???

Anyway I will ring up and hassle again on Monday,

It was a frog, not an elephant. Well, maybe the mortgage is the elephant, but the legal twits are the frog on the elephant's head.

Kerry_Woman

thriftylass - Hope you had a Happy 40th Birthday.

laurenh1 - Sending you hugs.

Spend money day. Have put spends into notebook.
Brought own lunch into work today and walked.
Grateful for:
Given a free cake from the school kitchen. Had it with my 11am tea.
It being Friday.
Things working out ok in work.
Have a chill out evening.
Clothes washing in, whilst I chill out. This will free up my weekend and one less thing to do.

apple_muncher

Today I am grateful for finally getting the mayan temple out of the house and in to school, for dd's teacher commenting on a certain detail on it which showed that she'd looked at it carefully, for dropping off some old shoes and the library books, for my workout, for the lady who works in the chemist, for my first attempt at a fish pie being successful, for dd loving her brownies 'thinking day' evening (?!).