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NST February A FOREST ADVENTURE
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Today I am grateful for some sunshine, for getting a good walk done, for my warm hoodie and coat, for catching up with some people at work (I usually hunker down to get stuff done anytime I have a spare few mins, so am usually unsociable!), for a lovely friend picking up dd for me and then bringing her home later, for finding some ys items at the coop (as common as hen's teeth), for dd (almost) finishing the mayan temple.
F0xh0les - yay to freeeeeedom!
Am willing to run March, but suspect you must be getting fed up of the apple approach!NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
Was a spend day. It was something for world book day at the school where I am temping. The office staff are going to dressing up for the day. It only cost £1, but will ask if it is suitable. Will try and use some other things and make do.
Walked and brought my own lunch into work.
Grateful for:
Being able to pick the parcel at the sorting office which was late opening tonight. Was some chocolate truffles I won.
Got something for world book day.
Someone offering to help me with world book day.Frugal Living Challenge 2025 Mortgage free as of 1st August 20130 -
NSD today
Today I am grateful for:
* briefly meeting new neighbour (they are moving in on Fri)
* my mum coming home after 3 weeks away
* freebie toiletries from my mum (have kept about 1/3 - the other 2/3 have been split between foodbank and shoebox appeal)
* getting the kitchen cleaned and all surfaces shiny
* getting OH's expenses up straight - and it looking like some of it might be able to go straight to his CC balance
* having a fab catch up chat with a mum at school
* longer daysI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
foxh0les I am glad your intruders have gone, even with the nicest of house guests its always nice to have your home back
so I have looked at budgets & in March my emergency pot will be about 750 & spends 230ish. sad to have needed to dip in to it but I can put most back in April anyway. lost money going out to work this month but it isn't forever.
lots to be greatful for-
- the fact that even though things are tight we are a world away from when were in debt & I got made redundant. there was no emergency pot, no house savings, no heating.
- that the really tough times taught me how to make ends meet, find the joy in simple pleasures & how to plan & budget.
- that I saved up for our annual holiday & savings in advance knowing this time was coming. it is a week of relaxed fun & not watching every penny which I am very much looking forward to
- that I have plenty. I have never worried how Id feed my kids & keep them warm since having them- that is plenty0 -
I used the off cuts from my last bout of putting up shelves for the Parthenon, with spray painted large rawl plugs as columns and a bit of old drawer bottom hardboard as the roof, hot glued together and spray painted. Cost £0.
Best World Book Day costume by a teacher was a split open bin bag with a cardboard beak on her head - she was a pterydactyl. Hilarious. flap, flap, flap.
Still on NSD 13 as the fuel light came on. It was planned and budgetted for.
Used a tillspit for 4000 m0re p0ints on a 40 spend. Took a list, and then the YS aisle was amazing - all the dried and carribean stuff was massively reduced with long use by dates, and I am not passing up 25p bulgar wheat and dried black eye bean packets. So the pantry is heaving, 50p very posh posh cereal packs too.
All set and ready for the strike - the last 2 days of this week, and the first three days of next week, then four days the week after and so on and so on.
Don't think we will get to the rissoles stage of 1970s striking but I did giggle as I found 10p branded spaghetti hoops (57 varieties!) in the YS aisle and they came home with me.
So I should start March with a shiny new mortgage product, no cc debts or debts of any other sort, the kids have new school uniform, I have 2 shelves of books to read, but I have no EF - although I should be able to save a lot, end of March paycheque will be much lower than usual.
You Turtles keep me accountable and on track.
I don't know anyone in real life who is financially aware.
Just a lot of people who bung it on the credit card and let him sort it out.
Funny the conversations you overhear at the school gates.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******0 -
greent - yes Y7 history. Thank heavens neither of the schools my children have attended have dressed up for WBD.
The car had to have new brakes yesterday, I knew they were bad and kept telling DH but he said they were fine. All in with the service, brakes and MOT it was £345:eek:, shouldn't need anything else for a while plus we have a warranty on it too.Debt Free and now a saver, conscious consumer, low waste lifestyler
Fashion on the Ration 28/660 -
Good morning lovely turtles.
Today is NSD #17. I have about 5p in my bank:rotfl: but who cares- payday tomorrow :beer:
I do actually have £30 in my purse that my friend owed me which I had forgotten about but I am off to the seaside tomorrow with the kids and I am holding onto it to get them fish & chips or a hot chocolate in a cafe somewhere- this is a real treat for us.
Hub is going to volunteer to do some extra driving for work tonight - in hope he gets a few tips. bless him. they might not say yes but I am touched he would offer, after spending the day in work already.
Writing a letter to my lovely friend on my lunch today, this is one of my frogs, which makes it sound like a bad job, it is not, it is just a matter of finding time.
I hope you all have a lovely day0 -
:T Hurrah hub got paid an extra £100 - which I will put back into emergency fund -:T
March goals- get my £1000 emergency pot back- :T:T:T0 -
NSD achieved today 16/18. Returned what I brought yesterday so added that NSD on.
Grateful for:
Being given a free hot meal at lunchtime from the kitchen in the school where I am temping.
Will be able to bring my lunch which I made for today in tomorrow.
Being able to get a refund.
Having a chilled out evening.Frugal Living Challenge 2025 Mortgage free as of 1st August 20130 -
Today I am grateful for dd going happily in to school, for 'getting things done', for the new headspace pack I'm doing, for getting home in super quick time (55 mins door-to-door), for fitting in a workout before collecting dd, for dd agreeing not to put 4 sets of stairs on her mayan temple but to paint on 3 of them instead, for dh getting some extra work tomorrow, for trying out some 3-ingredient vegan recipes (yummy!), for dh being less poorly than he was yesterday.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
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