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Nationwide Recommend a friend question

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Hi

I have a joint Santander 123 account with my wife.

I have an existing Nationwide account.

Can I recommend my wife as a friend thereby gaining £100 each or will Nationwide cotton onto the fact that I`m named in the joint account as I know you can`t recommend yourself. Just trying to see if I can bend that rule a little.

Any help well appreciated

Comments

  • Katiehound
    Katiehound Posts: 8,125 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    IMHO you'd do better to have your wife open a Santander basic account for herself and then switch that- that way you should be assured of the £100.
    What do the t&cs say?
    Being polite and pleasant doesn't cost anything!
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  • Dobbibill
    Dobbibill Posts: 4,191 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Or have your name taken off the Santander account before the switch ;)
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Fimbo77
    Fimbo77 Posts: 31 Forumite
    We both have our own Santander 123 a/c`s and a joint one - it was the joint one I was thinking of moving as we dont have as much savings in there as the other two and I dont think I could get away with taking my name off as she would then have two accounts which I don`t think you can do
  • ValiantSon
    ValiantSon Posts: 2,586 Forumite
    Fimbo77 wrote: »
    We both have our own Santander 123 a/c`s and a joint one - it was the joint one I was thinking of moving as we dont have as much savings in there as the other two and I dont think I could get away with taking my name off as she would then have two accounts which I don`t think you can do

    If she opens an Everyday account then you can move all of the money from your joint account to the new one and then intiaite a switch using "refer a friend". If you still want a joint account then you could always open another one.
  • Bo&aro
    Bo&aro Posts: 13 Forumite
    Fourth Anniversary
    My partner & I originally opened a JT account with Nationwide. He recommended me for a personal account and we got £100 each. He’s looking to switch his main account from Halifax and we’ve been told if I now recommend him we’ll still qualify and get a further £100 each!
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